Capital one-aqua-vanquis whic is easiest

pearls_of_wisdom

Hi,with all the advice i would like people's experienced viewpoints of which is easier to gain many thanks

alfred64

Vanquis is by far the easiest. But should be attempted only as a last resort - and used ONLY for credit building and NOT debt building, because the interest rate will kill you.

Dabooka

I've had a couple of Cap One cards (and still do have one) and I've never, ever had a stich of bother with them. Plus I get free Equifax membership.

Can't comment on Aqua, but I assume that handling your account well with Capital One may open up offers to their other cards and accounts (someone will let me know if that's not the case).

paulmcerlean

Vanquis the easiest, Aqua the hardest. Capital one somewhere in the middle.

pearls_of_wisdom

paulmcerlean wrote: »

Vanquis the easiest, Aqua the hardest. Capital one somewhere in the middle.

is vanquis 0% interest if you pay in full each month i assume it is or does this not apply to this more expensive card.

[Deleted User]

All cards are interest free if paid in full every month.

Agree that Vanquis is easiest to get. Even my grandfather could get one, and he died twenty years ago.

pearls_of_wisdom

Deleted_User wrote: »

All cards are interest free if paid in full every month.

Agree that Vanquis is easiest to get. Even my grandfather could get one, and he died twenty years ago.

many thanks somebody sitting near me has just asked me what am i laughing about just told him your comment now 2 of us laughing many thanks again:rotfl:

KingElvis

If you're vaugley humanoid in shape, have 90% human DNA and are breathing on a regular basis, then you should get a Vanquis

Even Hitler got one.

pearls_of_wisdom

KingElvis wrote: »

If you're vaugley humanoid in shape, have 90% human DNA and are breathing on a regular basis, then you should get a Vanquis

Even Hitler got one.

i'll be in good company then:rotfl:i shall probably apply this afternoon (DON'T HAVE ANY CREDIT CARDS)if you don't hear from me again i've been DECLINED and judging by all threads i'd be better off not showing my face again:rotfl:

tigerlily44

pearls_of_wisdom wrote: »

i'll be in good company then:rotfl:i shall probably apply this afternoon (DON'T HAVE ANY CREDIT CARDS)if you don't hear from me again i've been DECLINED and judging by all threads i'd be better off not showing my face again:rotfl:

You will get it, not many don't...

tiger

pearls_of_wisdom

tigerlily44 wrote: »

You will get it, not many don't...

tiger

just applied for £2500 limit with vanquis,told me during various phone calls should have an answer within 1 to 14 days so di differences already from staff then they will phone to let me know desicion,then it's i will be informed inhope writing anybody's guess really thanks for all the threads as i was going to delay my first credit card application until end may but the amusing threads prompted me to speed up my credit building process :T