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GAP Insurance Advice
Hi. Is there anybody here with a good knowledge of GAP insurance? I understand these products but could somebody please explain to me why you would opt for Combined GAP Insurance over Total Loss (RTI) GAP Insurance. I'm being assured the Combined one is the one to go for but I'm struggling to understand how it's better and…
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Advice needed on buying my partner out of our house!
Hi all, I'm a forum virgin (please be gentle with me) but would love some advice so here goes.... 2 years ago myself and my boyf bought a house together, but we have now decided to go our separate ways. Not too big an issue, as we didn't go for a mansion and both of us could have had the mortgage on our own, but decided to…
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Granite ( Vanquis )
Hi, I have been lurking around the forum for a while, but have only registered today as I was hoping that someone could answer a couple of queries. I applied online for the Granite card online last Wednesday (15th) and the application was neither accepted or declined, something along the lines of "we need to make further…
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0% purchase - which one to get now - HELP
I have had 2 credit cards (Halifax and MBNA both used for their % purchase offers) over the past 18 months. I closed MBNA April this year and closed Halifax this month. I have just been refused by Barclayclard (I am not sure why - maybe I applied too soon after closing the previous ones?) Of the other 0% purchase cards on…
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RBS Balance Transfer - Purchasing fee racking up interest at full rate!!
I have recently (August) transferred £5500 from my Barclaycard c.card to the RBS offer 16mth interest free on balance transfers with 2.9% fee. My intention was to pay the fee off ( I thought this would be requested up front) and continue to pay amounts off in monthly installments which would hopefully of cleared the debt…
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Nationwide deal for existing card holders??
Has anyone been offered a balance transfer deal from Nationwide where they are an existing card holder, I would be interested to sit and wait to see if they do but if no one has I won't bother.
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Newbie advice on CC please...
Hey guys and girls, Was just wondering if somebody more knowledgeable on credit cards could explain somethings for me, and possibly recommend a card? I work away from home 5 nights a week, and get all my expenses paid for by my employer. Now I have a corporate credit card, but my colleagues have advised me to get my own…
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Balance Transfer from wife
Does anyone know if i can set up a 0% balance transfer CC and transfer my wifes CC to this? or are transfers limited to the owners debts?
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Alliance & Leceister default
Hi I'm on a DMP, I was paying my Alliance & Leceister overdraft off through my DMP. I've just received a copy of my credit report and it shows the Alliance and Leceister account as satisfied and registered a default at the date it was satisfied. The haven't notified me of this and the payment from my DMP is going into my…
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How long before re-applying for Tesco 0%
Hi, Does anyone know how long after cancelling a Tesco 0% Card before I'm likely to be able to get the same card again? Thanks.
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Is it just me?
I've just paid off my Virgin credit card and closed the account. My regular DD payment of £25 had just gone into it so they've refunded it . Now had statement through saying I owe eight quid odd in interest. Fair enough. But why not take that off the £25 that was lying there and refund the difference? :mad:
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cant get credit
me and my partner have never had credit cards, loans, overdrafts, catalogues and we have never had a late bill and now we want to apply for a catalogue and a small loan we get rejected. we have been rejected for every store card, credit card, catalogue and loan tht we have applied for how are we ment to get our credit…
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Egg Card - Repayment Plan - Help Please
Hi all, sorry if i have posted this in wrong place, new to site and still finding my feet. Please can anyone help me? I am struggeling to pay egg among other creditors, and called them to ask if a repayment plan could be put in place, and explained that I had been in touch with each creditor I had and like many others am…
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Escape Travel Card - Didn't work don't bother
This is a warning to those who are thinking of taking out a prepaid travel card. I thought it was an excellent idea of being able to withdrawal 100€ and it being 100€ with not charges and the same for purchases. Having recently travelled to Greece, Italy and France and it has failed. I have had it rejected at petrol…
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Beware Barclaycard Balance Transfer
Just to let people know that Barclaycard have an 'identified error' on there IT systems that duplicates balance transfers. My account was showing as over limit because of this, when I rang the customer services they just manually amended my online account to the correct amount.
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Moneytransfer from Virgin credit card - bank account
Hi, I have a Virgin credit card and am thinking of requesting a £2000 money transfer into my accout (0% until next March at 3% fee). Was just looking for someone else who has done this. Do you have to pay an agreed amount back per month like a personal loan or do you just pay whatever you like as long as it is the minimum…
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Cardnet - Lloyds TSB clearing problem
Recently we have had our payments from Cardnet into our account stopped (3 days with no payments) even though we have continued to make payments every day on our chip & pin terminal. As we put payments through on Saturday 11/09/2010 and they have not cleared yet 18/09/2010 (I have receipts) I believe this has exceeded the…
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Credit to a closed credit card.
I have sent in error a payment to my now closed Amore cc for £60.00 and was done through my internet banking. As the account has been closed for a year will the payment bounce back to my bank account or should I contact the cc provider. The payment left my account on the 14 September.
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Application for Egg Money Card - Useless People!
Hi, I recently applied for an Egg Money card online - before I got to the end of the process it kicked me out saying there was an error. I tried to do it again and it told me to be patient since I had already applied. Upon contacting customer service they told me there was a known problem with the online application giving…
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MBNA Transfer question
Ive recently applied and been accepted for a new MBNA CC with a £6k limit. My intention was to transfer some of my other CC balances to a point so to pay a lower APR etc and try and get them clear sooner when i filled out the application i had to state my other CC balances etc . Much to my horror and surprise ive now found…
