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0% purchase - which one to get now - HELP
julieocean1971
Posts: 2 Newbie
in Credit cards
I have had 2 credit cards (Halifax and MBNA both used for their % purchase offers) over the past 18 months. I closed MBNA April this year and closed Halifax this month. I have just been refused by Barclayclard (I am not sure why - maybe I applied too soon after closing the previous ones?) Of the other 0% purchase cards on the market at present which ones can I apply for? Any help appreciated.
0
Comments
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You can apply for any; but if you get them depends on a few things:
Your income
How much available credit you have already
Have much of this credit you are already using
You need to give us more detailsMFW 2026 #50: £3,583.49/£25,00007/03/25: Mortgage: £67,000.00
Mortgage:
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0000 -
Apologies for the vague question. I earn 31500 p/a and have a mortgage of 950 p/m. I have no other loans or debts. I do not know why Barclaycard cancelled my application, I am awaiting a letter from them which hopefully will explain. I am now a bit nervous of applying for another one in case they also refuse me and it affects my credit rating? Thank you for your help.0
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Cancelled your application or declined you?0
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