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debenhams loyalty rewards
does anyone know how the debenhams loyalty rewards work? thanks
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Template letter to have phone number removed
Hi guys, Would someone be able to direct me to the template letter that you can send to your bank, cc company,... to have your phone number removed from their database, and ask them to only contact you by post? Have been looking, but could not find it... Thanks a lot! :beer:
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Company alledgedly can challenge my credit cards - too good to be true?
I recently got a call from a company called Beneficial claims. They stated that they could challenge my credit cards if taken out before April 07. They want a fee of £475, which they suggested I could take from a card for checking 3 card, Cheeky! Then a further legal fee which would be the diffence of 15% of my outstanding…
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Natwest credit card and Experian
Hi everyone, I'm not too sure if this post should be in here, however I couldn't decide on the correct place, so here it is. I have a general problem with Experian and Equifax, in that, my Natwest credit card does not show up on Experian but shows up on Equifax. As my ultimate goal is to show that I am credit worthy, I…
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Credit card for 'homemaker'!
Hi people. Hope you can help here. After being a victim of debit card fraud AGAIN, I am considering doing all my purchases with a credit card which I am told has more comeback than debit card problems. The thing is, I am classed as a carer to our child and my partner is on JSA whist studying to finish his degree (he only…
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ASDA,money taken twice from my card.
Hi, I ordered a game online from ASDA,all ok,until the payment was taken TWICE!!They sent me an e-mail saying the would send me a sticker to put on the envelope to send it back,as it was their error,if they do not get the 2nd copy back they would keep the money,I told them to put the money back on my card ASAP,I did NOT…
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Barclaycard Interest Rate Reduction
Anyone else get a letter about this? Barclaycard have just reduced APR on my Visa OnePulse from 14.5 to 11.9% APR : )
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Balance Transfer
Hi I'm new to this and there is probably already a post about this but i cant find one so here goes... Basically I have 2 credit cards, one about 19% with Lloyds which has been closed but Im paying off the balance which is now about £650 and the limit is £1500, my other is with Capital which is 34% which has a balance of…
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Section 75 Consumer credit Act
HELP!! My mother purchased a suite for me as a gift and paid on her credit card. It was purchased last december and various faults have developed throughout the year, including the fact that when the settee and chair reclines the base of the furniture scrapes my carpet, which is now damaged as a result. SCS the furniture…
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Lloyds TSB Duo to to Premier ?
I have a Lloyds TSB Premier Current account but only have the Duo Amex/ Mastercard account, I understand that there is a premier version for customers having a premier account, but would I have to apply for this or since I hold the premier account would Lloyds know this and be upgraded eventually to the Amex /Mastercard…
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Problems Using AMEX on M&S.com
Anyone had any problems with this? I put an order in yesterday and had an email today saying the payment couldn't be processed. Phoned AMEX, the guy immediately knew the problem, said it had been going on for a couple of weeks with M&S.com. It's to do with the fact that there is nowhere on the website to enter the 4 digit…
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End of Interest Free Term.
Hi all, I have a credit card that the interest free period ends on the 1st april 2010. I have read somewhere here that i should have this cleared a couple of months before this date due to the way they calculate the interest? Could anyone help and explain to me in simple terms what i should do to avoid charges and dates i…
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Debenhams store card - online access?
Hey all I have a Debenhams store card - the old style one, not the new Mastercard one. Does anyone know if I can access the account online? I've had a look at the Debenhams personal finance section but to register for online account you need to enter the 3 digit security code on back on card, which my store card doesn't…
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Extra Card Holder
Hi guys, My American Express cashback card allows me to have more than one card on my account and have an additional card holder. I have always thought it wise to have an additional card and maybe keep it in the car, or leave it in my draw at work so if ever I don't have my wallet, I have a backup. Is there any way I can…
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Co-operative Bank Credit Card Automatic missed payment phone calls
By an oversight I missed a minimum payment of £7.00 the first time I used my account after a reissue following it being fraudulently used several months ago. I previously had the account set to make an automatic minimum payment by Direct Debit but presume this facility had expired or been overlooked when the account was…
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Tesco CC
Hi I would like to apply for a tesco credit card, I have a next account and a capital one account (cc) that I have been running with no late payments etcetc since June this year. I also have a Barclaycard platinum that I have been running since January 2009 but I had one late payment in September which have been told will…
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Credit card cloned :@(
Thankfully my banks fraud department flagged this up and it has been caught in time. Monies refunded and card cancelled now thank god. I very rarely use my cc (last time was March) and I used it last week to purchase a laptop from a very reputable computer company. I dealt with an advisor who took the order and payment…
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Asda credit card
I've only had my very first credit card two months and already I'm loosing patients. Twice this week i have tried to log onto my account manager and not being able to because of a temporary error on line please try again later. I'm also not to impressed that the call centre is in India or Pakistan our so it sounds like it…
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Capital One account closed - no warning!
Apologies if there is a similar thread alsewhere - I did look but probably missed it, so apologies if someone has already posted. I use the above card regularly, online and in 'normal' shops, nothing out of the ordinary there. About 20 minutes ago I had a phone call on my mobile, then whilst digging down my bag to get it…
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Card Shuffling Advice required
Hi We currently have all the usual 0% ers and doubt i can keep applying for more cards right now. We have been moving money around and i wish to take advantage of the offer i have from Barclays of 6% ish for the life of the balance (they have been charging 24.9%) anyway i have some money on the barclaycard from a 0% deal…
