-
3 x applications in 3 days - an experiment
My electoral roll address is about to change, and I suddenly had a yen to reap rewards from perk-y credit cards (and one current account), so I had an online application fest this weekend. Rash - definitely. Foolish - possibly. I'll report back. Credit record: fine (3 late payments in early 2007, a scattering earlier than…
-
Credit Card Problem Need Help
Hi there I have A credit card which was originally a Morgan Stanley Mastercard but just over a year and a half ago was taken over by GoldFish Then a little over a year ago was taken over by BarclayCard. Since it was taken over by barclaycard I reached my limit £8500, fine my falt so I paid the payments and more but it…
-
VANGUIS and terminating your credit card?
I will be terminating my credit card account with Vanquis Bank shortly and would like to know if anyone here has had a problem with Vanquis when requesting termination of their credit card? I heard is may take upto 5 weeks to terminate a Vanquis credit card but need to know how long in general and what to expect. With…
-
Store Card Jacking
Following is the letter my wife composed and has sent to to Santander Cards UK/ Outfit. Fortunately she reads everything, including the very thick pack that came attached to my statement from Santander. Personally I had already mentally ditched that part of it, which is I suspect exactly what they wanted to happen. Any way…
-
Balance transfer question
Hi All, I'm new to this balance transfer lark but have had an idea and would welcome feedback as to its effectiveness or otherwise. I have just signed up for an Open University course. I wanted to use their installment scheme but because I had £80 in Tesco vouchers towards the cost, installments isn't an option for some…
-
Better rate for student with existing card?
Hi everyone. Ive had a Barclaycard for several years (when it used to be Goldfish). Ive recently become a student, I had a bill of around £400 which im paying off bit by bit. I was wondering if I can get a slightly more lenient interest rate if I phone them. Either that or a free packet of biscuits? Anyone know? Cheers…
-
worried about debt collectors
I'm only a young lad with a low income, I'm a carpenter and work has gone to 0. I took out an original £200 credit card with capital one and struggled to make payments. If i rang them up they never seemed interested inletting me pay a smaller ammount so i couldnt pay and the interest and late payment charges ketp rising.…
-
CPR's and scam company who won't accept your cancellation!
Is there anyone on this forum who is knowledgeable and who can give me helpful advice on a fraud/scam company who will <NOT ACCEPT> my CPA cancellation? Would my visa card provider in this case be able to stop this scam company from applying any more CPA's to my visa card? I have sent my Visa card provider evidence. With…
-
Replacement for Cahoot Webcard for online use
I've used the Cahoot webcard for all my online purchases for a number of years. It's was a superb product - generating a new number for each transaction made it safer. However that has now been withdrawn which is a great shame. Does anybody know of a similar product ?
-
entropay - help !!
i joined entropay as recommended by many on these forums as it seemed an easy way to avoid credit card charges when buying flights through ryanair .you deposit money into the account and they give you a virtual card number which is processed as an electron sale . i used the card but had money left over in my account. i…
-
Unauthorised Continuous Payment Authority [CPA] and max credit limit ?
Can anyone help with this question about having unauthorised CPA's debits applied to one's Visa card without permission? If for example, the maximum limit on one's Visa card is reached, can any further CPA debits still be applied to that card? Would the Visa card company refuse to pay the unauthorised CPA debit [block the…
-
Barclaycard online problem
Hi. I used to have a Skycard that has changed to a Barclaycard and I cannot access the online service for it. When I go to the register/log on page, it will not accept my details to register/log on. I am just wondering if anyone has experienced this and knows how to solve it. I spoke to someone from barclaycard who had…
-
Ipoints on Halifax credit cards.
[FONT="]Anyone got one of these? Is it even worth getting? Any advice would be great.[/FONT]
-
Percentage of credit used -Experian
On your Experian credit report, it gives you what percentage of credit available is being used. What do you think most creditor's would prefer? Mine is 23% although my balances have gone down and so the data isn't fully up to date. My hubbie's is really high around 65%, so would most mainstream credit card providers…
-
HELP - I fell for a scam, now i feel stupid and have lost £800!!!
Hi guys i feel so stupid about this i still cant believe i fell for it. SOme weeks ago i was contacted by a company called Hamilton and Reid saying they could cancel my credit cards out. did some research on here and decided not to go for it, which i told them. BUT not before giving them my credit card details for two…
-
All debt clear (scam or not)
Has anybody heard of 'all debt clear' I was handed a leaflet whilst shopping in Twickenham, it said they could clear credit card debt if the card was issued pre 2007 mine was, I duly paid a cheque and was told they would start court proceedings against them, I am beginning to think it may be a scam, any feedback on this…
-
A CPA question on Vanquis thread
As I'm getting desperate about the unauthorised CPA's being applied to my Vanquis credit card, I think I will have pay off all my outstanding balance and CLOSE DOWN my credit card account down for good. This seems only way and would be blessed relief for me! Any comments! Thanks to the advisors who really helped clarify…
-
Mbna for students
Hi there I just wanted to know if students are eligible for mbna issued cards? Has any student been given 1 of these or not?
-
Credit Card Protection
First time poster...be gentle! I've recently cleared my student overdraft (I've been working for 3.5 years! :rotfl:), but I'm now in the happy position to be able to sort out my finances and to start working the banks instead of them working me! Consequently I've applied for both the AMEX and Barclaycard cashback credit…
-
Instant Decision?
I have applied for two cards, yesterday evening and this morning. In the case of the Post Office application it said it would be an instant decsion. After I had completed all my information it said they were not able to give me a decison and they would right to me within 5 working days. A similar story with the Sainsburys…
