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Paying card balance in full by DD
I have an HSBC Gold Visa card. I don't used it much. But I decided it would be a good idea to ask for a DD form so the balance gets paid in full automatically. The form came and I completed and posted it a few days ago. The DD isn't setup as yet. When I was on the phone today to HSBC I asked about when during the month (ie…
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Marriott credit card
Has anyone got or held one previously ? Just waiting for mine to be delivered and wondered if anyone else had any experiences with them ? Do the points you earn actually equate to much in reality ? Thanks all.:)
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credit card abroad?
i have a tsb platinum creditcard and haven't spent anything. I am going to Australia in Jan for 9 or 10 months and getting a working visa and will be setting up a bank account over there. but in the meantime, before i get work there, would it work out cheaper to add some funds from my Credit Card to my current account and…
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credit score 582
hi was wondering if any one knows what loan/credit card can you get with a credit score of 582 , if there is a list anywhere with what the acceptance rate is and which company. Many thanks :o
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How can i stop card companies ringing me?
Hi All I have written to most of my creditors explaining the position, yet I still get Cap One ringing me. Is there a template letter on here I can send to them to insist they stop? After all they have still to respond to my PPI claim and card reclaim so why should I answer? Help please.:confused:
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Manual (Human) Underwriting does it exist?
Question around credit card applications. I want to apply next week for a Santander card by going into my branch. I've had my current account with Abbey/Santander for 15 years. It's probably borderline whether I'll succeed with my application if the application goes through a normal computerized process with a normal…
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MBNA Classic Mastercard - do I have a chance?
Hi everyone I want to apply for the MBNA Classic Mastercard next week (after the electoral roll update). I have 2 new CC accounts this year: 1. Co-op CC, started Oct 2009, with 1 month good payment history. 2. Halifax (Aqua) CC, started Apr 2009, with 5 months good payment history. My credit file (Experian) is clean, i.e.…
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Santander Zero Cash Withdrawals
Hi All I am thinking of getting a Santander Zero card for spending when abroad. I currently use a post office credit card for purchases and my nationwide card for taking out cash but looking for a new solution since nationwide now have a fee outside of Europe. My question is, if I load cash via net banking onto the zero…
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Cancel my credit card- how hard can it be?
Hi, I am a victim of a well documented internet scam involving teeth whitening product:o so I want to cancel my credit card. Capital one have said that I need to cancel the subscription with the company I registered for a 14 day free trial which I have done but looking at other threads they still keep on taking the money.…
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Help
Im struggling to pay my credit cards I have 2 both min payment of £50 a month I am going to have to leave work and return to incapacity benefit, what do I do? So far never missed a payment on either.
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Barclaycard Blunder - fraud on multiple cards with same number active at same time.
[FONT="]COPIES OF THE SAME CREDIT CARD AND MULTIPLE LETTERS CONTAINING CUSTOMER PIN SENT OUT BY BARCLAYCARD. £10,000 FRAUD COMMITTED ON CARD AND BANK REFUSES TO PAY.[/FONT] [FONT="]I go through most of my received mails about once a week – pick out the key ones and archive the rest in my garage (I normally don’t…
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Potential I.D fraud issue after theft- help please?
Hi all, I hope this is the most appropriate place to put this. Our eldest (student) had the following stolen last night- phone, camera. bank cards (debit, not credit) drivers license, cash, etc etc. Obviously she's called the bank, police, etc, and done all the right things. We know she's prone to I.D fraud now. The bank…
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Interest Barclaycard Goldfish
Interest On Your Purchase BALANCE 375.89 INTEREST 0.000% TO Dec 2010 Hi, I have recently signed up for a Barclaycard Goldfish account, which comes with interest free purchases for 3 months. The above was on my first statement? Do you think whoever keyed the account on has the put wrong year in for the interest free to…
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Is there a Fraud/Scam Forum on this site?
As I'm quite new here and have searched the different forums to see if there is one for fraud/scams but could not find one? Maybe I missed it, if not, can you please direct me?
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VANQUIS BANK - not a helpful bunch!]
I have had a Vanquis credit card for 6 months now and am aware of their high interest and other negatives. But, what gets me is that when you need particular advice on say a matter of security, a credit card fraud/scam, Vanquis Bank seem disinterested! There is literally no one to speak to in this particular area, with no…
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Need to find a 0% credit card that scores using EQUIFAX
Can anyone help? My credit rating is fantastic with Equifax (only a few points away from the best you can get) but my Experian score is very middle of the road and I made 2 applications about 3 months to Virgin and MBNA for a credit card and was rejected. I really need to find a 0% card as my current deals are coming to an…
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I have posted 3 times now I am now begging
I recently purchased 2 pairs of Uggs online without realising they were fakes they were 'on offer' reduced from $120 to about $70 a pair. They sent me one pair in the wrong colour and they dont fit my partner. I have emailed the company to say I want a refund and he wants me to forward them on to someone else, I have…
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please help
help please I recently purchased 2 pairs of Uggs online without realising they were fakes they were 'on offer' reduced from $120 to about $70 a pair. They sent me one pair in the wrong colour and they dont fit my partner. I have emailed the company to say I want a refund and he wants me to forward them on to someone else,…
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Credit Report doesn't show Credit Card or Current Account
Hi everyone, I received a copy of my credit repoort today from Experian. There is no mention of my HSBC credit card (on which I have a balance of £3k and a limit of £9k) nor my current account which has an agreed over draft of £1,250.00. Is it normal that they aren't shown? I expected them to be. I've had both accounts for…
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Santander Zero fees for foreign currency transactions
November statement arrived today and every foreign currency transaction, except the latest had attracted a fee. OH telephoned and was told there had been a computer error, and the mistaken fees had been re-credited on the 19th, one day after the statement date. I don't know if this mistake is unique to us. Time will tell.
