Credit cards

Archives for September 2009

HPMP Help
Has anyone heard of a company called HPMP? For the last 2 months I have a charge on my credit card for 39.99 Euros (which I'm obviously disputing) but the card issuer are asking what I've done to contact the company. As I have no idea who HPMP are I can't contact them to stop these charges:mad:!
Post office credit card
Once upon a time the Post Office Credit Card offered fee-free overseas transactions. I've just received a Credit Card Notice of Variation from the Post Office. My interpretation of a section headed Rate of Exchange is that fee-free may be no more from Nov.1, 2009. Anyone else seen this and come to a conclusion, one way or…
Am i doing the right thing?
Hi everyone! I'm new to this site, and new to budgeting. I currently owe 4400 on my mbna card. I am paying off 450 every month. However, because I find it very difficult to buget, I set aside an amount each month for my food and petrol bill. To make sure it is separate from my current account I also pay this amount onto my…
Visa Electron / Visa Debit
Is a visa electron card the same as a visa Debit card. Basically i am going to be booking a flight with Ryan Air but don't want credit card charges. I have a Visa Debit card so will i be charged by Ryan Air if i use this. If so where is the best place and quickest to get an Electron card from. Is there a charge for getting…
Santander Zero Credit Card Guaranteed
Apologies if this has already been done, I'm new to this. I received the Santander Zero Credit Card Guaranteed in with one of my Alliance & Leicester statements. Filled in the application form and sent it off. I haven't heard anything back and as the deal was only valid until today I would like to know what's happening. I…
Getting new credit card after paying off an old one??? advice
Hi there, I applied for an HSBC credit card which was interest free for 3 months.... interest will go on from Nov this year if I have anything outstanding on it... However I am paying it all off this week.....its around about £1000.00 not by balance transfer...but with my partners and my own savings.... If once I have paid…
opting out of egg?
due to recent increases in the rate for egg i want to opt out. However i cant find out how can anyone point me in the right direction please? Looked on the website but found nothing.
Charges for not using Credit card
I read someplace that Lloyds TSB was going to start charging people who didn't use their credit card for a year. In the past month I have received bumff from them about changes.( Would take a week to read). This week I have received a credit card statement although I have not used my card for months and have not had a…
Credit Card Issues with Credit Reference Agencys
I have 3 credit cards (2 Visa and 1 Mastercard), I pay them in full each and every month, but I use them all up to the limit most months as well. I looked at my credit report and it now shows your credit limit and balance, but the way it looks it makes out that I am at my Limit each month (Which I am) but does not show…
Wipe off your credit cards. Is it too good to be true?
I have just been contacted be a company offering to wipe off my credit card balances, sounds fantastic! Can it be true? Apparently some cards, loans or finance taken out before April 2007 can be legally written off. The company wanted 5% of the outstanding balance upfront then a further 10% once the debit has been cleared,…
Credit card purchase protection
I am about to purchase a conservatory. I have to pay 10% deposit, then three staged payments afterwards. Unfortunately the supplier wants me to pay an additional 1.8% if I pay by credit card. If I pay the 10% deposit on credit card, then the rest by debit card, what protection do I have? Is it just 10% or the full amount?…
Credit card machines
I have a small business, and am looking for a credit card (merchant) machine. For accepting payments from clients, as we can currently only accept cheques. Can anybody reccomend one to me ?
Negotiating current rates....
Hi all first post :beer: Looking for advice with some credit cards i have - at the moment i have outstanding balance of £6,400 with MBNA and my interest free period ends in November. I also have a Post Office Platinum card with a 8500 limit that has £16 credit, and a Tesco Clubcard which is on 0. I hadnt applied for credit…
Halifax - current customer and get a 0% deal
Been with Halifax for some time and have an excellent credit rating. Wondering if i approached them to get a 0% deal for 3 months or so? Anyone have any luck or advice on this?
Payment to Barclaycard from First Direct
I have just made a payment to Barclaycard from my First Direct Account (Bill Payment) does anyone know if it will hit my Barclaycard today ?
Lloyds TSB credit card interest rate increase
Just had a letter from Lloyds TSB which states that the interest rate for my card purchases will go up on the 30th October to 1.597%; an APR increase of 5%!!
Trying to obtain Original Signed Agreement from Barclaycard
Hi, I have sent a letter to Barclaycard using the templates from this website, requesting a credit agreement for my account. I am in debt with this account and as a result of this and other debts I have I am using a debt management plan through Payplan. The debt management is going really well but im trying to still reduce…
Life of balance options?
:confused: Hi, I wonder if anyone else has encountered the following issue: I have built up some debts via credit cards and overdrafts over the past few years due to redundancy and unexpected costs that i am fed up switching around on short term deals. So i am looking for the best 'life of balance' transfer card that will…
Advice needed: how best to change credit cards?
Hello - I wonder if anyone could help me. I've got a Capital One credit card, but the credit limit is only £500. When I took it out I was told that it was standard for this to be set low for the first three months, but then it would be raised once I'd demonstrated good handling of the account. This, I duly did. I've never…
Appealing decision
Applied for the new Santander Zero CC and was rejected. I bank with the Alliance and Leicester. Is it worth appealing as the reason is quite a few late payments over the last years of basically me being lazy to pay on time. Trying to get them all down now and be debt free so is the best way just paying on time and living…

★ ★ ★ Meet your Ambassadors

MSE News

E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
E.on Next is launching a new support scheme for some of its existing customers on low incomes or with medical needs.
Amazon Prime Big Deal Days – when it starts, our predictions & tips
Amazon will be pumping out thousands of deals from 0.01am on Tuesday 10 October until 11.59pm on Wednesday 11 October for what it's dubbed 'Prime Big Deal Days' – try saying that quickly three times.
E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
If you're an E.on Next customer, look out for a message from the firm offering you up to 50% off your bills this winter, as the supplier is launching a new support scheme.
E.on Next to cut winter bills by up to 50% for some existing customers on low incomes – here's what's happening
If you're an E.on Next customer on its standard tariff, look out for a message from the firm offering you up to 50% off your bills this winter, as the supplier is launching a new support scheme.
EDF Energy to cut bills for some by £30 this winter – Martin Lewis welcomes move but says 'it's not a game-changer'
EDF Energy will cut bills by £30 for some 260,000 of its customers who get the Government's Warm Home Discount this winter.
Martin and MSE among organisations calling for energy social tariff as millions expected to struggle with bills this winter
The Government must urgently introduce an energy social tariff to prevent millions of households from falling into fuel poverty this winter, consumer organisations including MoneySavingExpert have said.
Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime.
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%. Mortgage experts have told MoneySavingExpert.com that further cuts are possible in the short-term after the base rate was held at 5.25% this month, following 14 consecutive rises.
Water bills to rise by less than planned from April 2024 as firms hit with £114 million penalty – here's what we know
Some water bills in England and Wales could rise by less than planned from April 2024, as 12 water companies have been hit with a collective £114 million penalty for missing targets on pollution, leaks and customer service.

View All

Credit cards

Discussion List