-
Virgin CC 0% balance transfer
Hi, Does anyone know if it's possible to do a balance transfer from a next account onto a virgin card? Also, do you have to pay the minimum payment by DD and if so can the collection date be specified? (just wondering as we have Virgin broadband and they are unable to alter the collection date for the DD on that). Thanks…
-
Is a Bank Holiday considered a working day?
I carried out a BT just before the Bank Holiday and I know it will take around 5-7 'working days' to complete but just wondering if a Bank Holiday is considered a normal working day in the eye of the creditors these days? Cheers F
-
Halifax Card services - code 344 !!!!!!!
dear all i have been trying to get my credit limit increased by halifax card services but keep getting refused. i always pay more than the minimum. no adverse on credit file, everything seems ok, i have had this card for 14 months now, its the halifax classic card which has now been discontinued. Does any one know what…
-
Interest Rates hiked up
I have a virgin cc and a marbles and at the end of last year both companies increased my interest rates massively. Virgin went up to 27.9% and Marbles up to 32.9% both were 14.9% previously. I owe approx £1700 on each of these cards (limit of £2300 on Virgin and £3000 on Marbles), I have been late with payments once or…
-
Wanting a new Virgin BT card - Any advice?
Hello All I'm thinking of applying for a new card. Current CCs I haveHSBC (my bank) £3k limit £2900 balance interest 25.02% Co-op (had about 3yrs) £1k limit £950 bal, interest 23.95% (had a few overlimit charges last year) Egg (had 10yrs+) £2.5k limit £2200 bal, interest 17.9% MBNA (had 5yrs) £800 limit £0bal (I did make…
-
Tesco CC
I've just been accepted for the above card (woohoo) and was wondering if anyone knows how long it normally takes to to get the card? Also how do the clubcard deals work? I.E I hope to use points towards a holiday with Virgin.....do I let the point build up or do I cash in every month? Thanks (hope this is the right place…
-
Annual fees protection with Visa
If I pay annual fee for sports club facilities with Visa credit card and the club goes into administration, say, 6 months down the line, is the fee recoverable in part or whole from Visa?
-
Help with CapQuest/1st Credit
-
Should I cancel a credit card with bad credit scoring?
I currently have a Virgin Credit Card with a limit of £3000 with a balance of £0 Due to my terrible ways with money its ended up being at 34.9% I am in two minds whether to cancel the account so I can re-apply for another MBNA card when my credit scoring is much better so I can make use of the introductory offers (like…
-
prepaid cards, which is the best?
hi, can anyone reccomend the best prepay card, the cheapest. most widely accepted and reliable? I cannot have a credit card anymore so see this as a good alternative. cheers
-
Applied for a Credit Card
I applied for a credit card, and got a letter through that they needed more documentation from me. I just was curious that if I now decide at this stage not to proceed with getting the credit card, will this go against me, i.e. a bad credit score? Many thanks.
-
Additions Catalogue and a rise to 44.9% interest
Hi, not a credit card as suchm but a credit agreement. I have been an Addtions customer for 3-4 years and have just realised that the interest in this account was raised last June from 29apr to 44.9. They apparently sent me a letter which I somehow missed, but this is not the issue. This increase has turned a manageable…
-
Cancel and reapply? Or be cheeky and ask?
Hi all, I have a Halifax credit card that has just ended its term on 0% purchases, and I see they now have a cashback card that looks pretty good. Do you think if I ring up and ask for the new deal they'd say yes? If they tell me to cancel and reapply, should I risk it? I'm off work sick at the moment so only have half my…
-
MEDIA/Credit Card Fraud.
In the media: Credit Card fraud. http://www.thisismoney.co.uk/credit-and-loans/idfraud/article.html?in_article_id=482520&in_page_id=159
-
Huh?
I got a letter from Virgin Atlantic Amex a couple days ago saying my interest rate was going up to 29.9% :eek: :eek: Then today I got a letter syaing my credit limit was being reudced from £10,400 to £10,300. Really, was there any need for that?! :confused: :rotfl:
-
Dodgy company - refund possible?
I am trying to get a refund after ordering a TV from a company in December which has never delivered it. It seems to be either a scam or the company has financial trouble. I hear the police are investigating it but there is no record of it going into liquidation. I paid by debit card but my bank refuses to do anything to…
-
egg money scraps 4% interest from april 25th
egg money scraps 4% interest from april 25th Find out more about the changes: http://e-mail.egg.com/a/tBJ5cxNAcPxCHB7gattAQgk3pG7/egg2 Read the full Egg Money terms and conditions: http://e-mail.egg.com/a/tBJ5cxNAcPxCHB7gattAQgk3pG7/egg3 :mad:
-
Should I apply and where?
Hello. I have about £9k on a credit card with MBNA - interest is a horrific rate and I want to move it so I can actually make a dint in paying it off. I was refused a small loan at christmas (was a bit stupid of me but I was in a bit of a pickle, panicked and I asked my bank to extend my overdraft by £500 and they…
-
Refused Nationwide Credit Card even with 15k in account
This morning I went onto my Nationwide online account to see if my had been transferred from my old Yorkshire Bank A/c, while online I thought I would apply for a Credit Card. However things did not go smoothly, first of all it didn't like the fact I was not working, secondly it could not understand that my Yorkshire Visa…
-
Egg Money - reducing interest from 4 % to 0.5%
Just received an email from Egg Money saying interest rate on positive balances going from 4 % to 0.5 % ...
