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Egg Money stopping in-credit interest
From 24 April 2009 the interest rate you receive on positive balances will reduce from 4% pa/AER to 0.5% pa/AER and from 15 May 2009 interest will no longer be paid on positive balances. :(
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Nat west credit card
:confused: I recently spent over the limit on my Nat West credit card, which the bank allowed me to do by authorising the payment! A £12 fee was added to my statement, I paid before time, but they then added another £12 fee on the next statement. So beware their overlimit fee is £24 not £12 as shown on the paperwork!!
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Army personel applying for loans
Hi, does any one know how, or where i can apply for loans, im a british army serving solider based in germany, my hsbc account let me change my address no problems, but not other banks or credit card companys will let me register with my address out here, not even the BFPO one. is there any way to get round this, or am i…
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How to get back on the credit ladder
How do I get back onto the Credit Ladder? Lots of people wonder how it is possible to get onto the credit ladder if, for instance, they have had adverse data registered against them or have just turned 18 or have never had a requirement for credit in the past - whatever the reason, one question remains outstanding which is…
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Help Required
My son bought a new 50cc motorbike in September 08 and when he broke his leg in Oct 08 the bike was stored as per manual.....He got all clear from Doc to go back to work on 5th jan so bike was taken from storage as per manual but the bike would not start....major hastle with retailer so tried section 75 with Lloyds Credit…
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M&S Credit card
I got my M&S credit card about 6 or 7 months ago now and i took advantage of the 10 months 0% interest to buy myself a TV. With the 10 months nearly up and still a bit of money to pay on my M&S card i am thinking i should balance transfer to avoid paying interest. The problem is im new to all this stuff and i dont know if…
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Cc ppi
Hi, I have 3 CC's all of which I pay PPI totaling £150 approx. Should I cancel the PPI's with the CC companies first or take out the PPI with a standalone company then cancel the CC PPI? my company has not announced redundancies at present but in the current market conditions this could change so should I stay will CC PPI…
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Amex card application from US site instead of UK
Rather new to this lol but can i apply for a American Express card off the US site instead of the UK site? Reason I'm asking is that they have a card that the UK doesn't offer?
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Arrangement to Pay (AP)
Hello guys! I'm back from a long break, how have you all been? I hope no one have been missing me! I will get the CRA's information updated as soon as possible, and start a new thread shortly. So Underground, just bear with me! I have started a new thread on the subject of 'Arrangement to Pay' that some lenders report to…
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legally write off unfair credit card and loan agreements
Hi I have been recieving phone calls from different companies telling me i can legally write off my credit cards if i have still got a balance on them and also if the agreement was taken out before 2007 under the consumer credit act of 1974 has anyone else had this or is this a scam as i thought if anyone would know it…
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PAYPAL Loophole - Leaves Users Vulnerabne to Fraud
A major loophole which is leaving innocent sellers at the prey of fraudsters has been uncovered: Click here (From The Money Mail) Worth reading if you use Paypal
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MBNA won't help with unscrupulous online merchant
I went online and purchased a product from SuperEZstore.co.uk. (Note: ".co.uk" is not just the website address, but actually part of the store name - check it out). Pretty standard looking online store, the product was advertised for £25.88 + £8.00 shipping = £33.88. Brilliant. Placed the order, received an immediate…
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Getting rid of my 3K Cahoot card
I am stuck in a stupid waste of money spiral called a credit card! I got a cahoot credit card when I was 18 for £3,000. 10 years later (now), I still have it, maxed at 3K. I can't get rid of the damn thing! I make min payments so end up paying off around £75 p/m but £25 is interest. The incurred intrested of the last 10…
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WARNING! Credit cards especially NatWest
One thing we are always being told by just about every financial expert on TV is that when you pay with a Credit card your purchase is protected. What were NOT told is that if you pay off your card at the end of every month then this Credit card becomes a Charge card and your goods are NOT protected. We found this out to…
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Using Egg Money for Savings???
I have an Egg Money Card and it pays 4% gross on positive balances, Would it be worthwhile me using this as a savings vehicle as opposed to the 1.84% the AA have which I am using.... Or does using a credit card for savings have negative points? I pay off teh card in full each month if that affects anything?
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Tesco Clubcard Credit Card
Does anyone know what exactly the deal is with the Clubcard credit card? The Tesco website seems to indicate that, by spending £4 in Tesco, you get the normal 4 points plus an "extra" 5, making a total of 9 points... ...but I've seen people posting about only getting a total of 5 points for the £4 spend? Which is true?
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Best for USA
Hiya, I just wondered if any of you guys/gals know the best credit card to take and use in USA. I may want to hire a car and will need 1 for security (will I?) and I think its probably easier to use a card in restaurants rather than have a fist full of dollars. I will be paying off the balance on return as I'll only spend…
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egg money for gambling
I used my egg money card to deposit into william hill my egg money card has a positive balance of 15000 because i have a positive balance will i still get charged a fee from egg money ??
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Freezing charges with good credit rating
Hello, First post on this forum. Be nice to me! Anyway, big debt problem. Got myself in a mess with credit, blah blah same old story. I was doing fine on the repayments (when i say fine I was paying out over £900 a month - half my salary). Recently my employers told me i've been overpaid for the last five years - geniuses…
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Best Way? £4k free on Halifax, £5k maxed on Virgin, £1k savings...
Hello, i was hoping someone could give me the best advice on my small predicament... ok, so here goes... I have; £4000 limit on Halifax Credit card with £0 (zero) used, £6000 limit on Virgin with £5000 used, £5500 limit on Barclaycard with £3000 used, finally £1500 cash to utilise. Now the Virgin card is 0% interest free…
