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Cancel and reapply? Or be cheeky and ask?

Hi all,

I have a Halifax credit card that has just ended its term on 0% purchases, and I see they now have a cashback card that looks pretty good.
Do you think if I ring up and ask for the new deal they'd say yes? If they tell me to cancel and reapply, should I risk it? I'm off work sick at the moment so only have half my pay.

Thank you for reading.
Getting there... A deal at a time. :T

Comments

  • Guapa1
    Guapa1 Posts: 890 Forumite
    Well I asked, and was told it was a ROS product, so I'd have to cancel and reapply.

    I just got an acceptance phone call from Leeds BS and so I'll leave it for a while.
    Getting there... A deal at a time. :T
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Guapa1 wrote: »
    Well I asked, and was told it was a ROS product, so I'd have to cancel and reapply.

    I just got an acceptance phone call from Leeds BS and so I'll leave it for a while.
    What did leeds BS offer you?

    Well done BTW
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Guapa1
    Guapa1 Posts: 890 Forumite
    Leeds gave me the offer on their site 0.5% cashback on everything with £1500 credit limit. I'm happy with that, it will be paid off monthly anyway.
    Getting there... A deal at a time. :T
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