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need to balance transfer onto 0% credit card...
any current tips? i have the following: Tesco card (which need to move over) Sainsbury (though nothing on it at mo as moved over): this card now free of space . Barclaycard (just moved from Sainsburys to this card) Virgin and Abbey should i move tesco card to sainsburys or get something like nationwide (is this the best…
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Credit Cards for Discharged Bankruptcy 48 months ago
Is there such a credit card company that will accept people who have been bankrupt, I was discharged over 4 years ago I know it stays on my file for 6 years just wanted to find out if there was anywhere worth applying I know its a long shot just really want to start building my credit file. Any ideas would be gr8! :o )
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Winebank Voucher
I bought something online, I forget what. In the box was a voucher for Virgin Winebank. The voucher was for £40 off a case of wine. That’s a good idea for Christmas, I thought. After I pressed the Commit to Buy button (and not before) it said, “This is how it works. We collect £20 from you each month and after three months…
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Paying Off Credit Card
Just wondered whether there are any tips tricks to paying off a credit card. I have 1 credit card and have recently come in to some money which will cover the credit card. I want to pay it off in full but is there anyway of reducing that balance the card is with Halifax and is 25% Interest. If i have to pay in full so be…
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New Abbey Zero card
I am looking for a new % balance transfer card without fees saw the details for the new Abbey card Zero great just what I need but when I go to the Abbey Nat site it says there is a 3% handling fee? confused.:
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Should I cancel £15k Barclaycard that I don't use?
I have had a Barclaycard since 1997. Ever since the dumped Nectar I haven't used it and it has a decent £15k credit limit. How is this affecting my credit with other lenders? I haven't used it for quite some time apart from the odd i-tunes purchase. Should I totally close the card or should I get them to reduce the credit…
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Balance Transfer - Lump payment Mortgage
Sorry if this has been answered before, I've had a good search but there is such a wealth of information. I have an RBS One Account, with an current balance of about £108,000. I'm looking for ways to reduce the amount of interest and it occured to me to use balance transfer cards to get some free interest. So my questions…
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Skycard and frequent wrong penalties
Just in case it helps other Skycard users. Skycard has been attempting to charge me an unjustified regular monthly £1 "cash transaction fee" for about 2 years. All this time, they kept refunding this amount whenever I called to complain every 4 months or so. They finally got this sorted, but only to replace it for the last…
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Just applied for new CC
Hi, We're pretty tartish when it comes to transferring our credit card debt and have just found a deal here on MSE (the Barclaycard Oyster). Have done the online application and the decision has not been made yet and it said they will contast us for further information. This is the first time this has happened, when…
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Non-UK credit cards and transfers
A long shot I know, but does anyone know if there is a card available that I can transfer to even though I live in France? I sold my house in UK last year so I guess I will not have a good enough credit score? I currently have old balances with MBNA and Mint but am paying way too much interest. Any advice? Thanks
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help please
hi if a wife is in debt and cant pay her debts credit cards and bank charges for being over drawn does her husband have to pay them by law or not thanks.
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Section 75 help on business credit card
trying to help a friend who has lost money to dodgy company. Is he (a partnership) covered by section 75 if the other trader is clearly in breach of contract for failure to supply, reasonable time etc. or are all consumer credit act 1974 wiped away with business credit cards? Thanks.
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Quick Question
Hi Everyone My boyfriend and I got caught up in the Stansted protests today and our flight to Berlin was cancelled with Ryanair. :mad: The only flights they had available were Thur and we are coming back Fri We therefore cancelled our booking through Ryanair for the flight and hotel and have found a flight that leaves…
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Late payment errors
Hi there I'm new to the site, but wanted a bit of advice. I have an Abbey credit card at 0%, but for the last 2 months have been charged late payment fees, despite having paid on time. Each time Abbey has apologised and refunded the fees, saying it's a system error, but I am really worried this will have been logged on my…
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Fraudulent use of credit card
Recently whilst doing my taxes for my accountant i realised that my credit card (any my partners) had been fraudulently used for a sum of £135.15 in June 2007. I rang the fraudulent use line to ask about recovering those cost, my partner similarly lost £157.33 to the same company. We have been told separate things but both…
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Debit Cards
Hi i am wanting to find out if debit cards are coverd from fraudent use such as online shopping. I have a barclays debit card and somone told me you should not shop online with it because if someone takes your details and steals your card i will not able to get my money back. This has made me wonder if i should take out a…
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Refused at this time????
Just wondered of anyone can tell me if i might have been refused a credit card because i already have one with Abby...basically i tend to transfer a lot when my 0% interest rate runs out, but i do cancel old cards as well, i tend to keep my main 2 cards whichare tesco and tsb advance. Anyway the only other 2 i have running…
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Marks and Spencer Card- Confused slightly
Hi all I applied for M and S card several week ago. I got an email saying they would looking at application and be in touch via post. Got no letter or email so called them today. I was pass through to someone in underscoring, She asks me lots of questions my jobs etc and then as a security check wanted to call me at work.…
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how do you close a credit card account??
got 3 credit cards i have payed off and to avoid using them again,i want to completely close the accounts,wrote to one(rbs) twice requesting they close it(iam £9 in credit) and they keep sending me statements,any other suggestions??
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Barclaycard Customers - check your APR
Hi there, Just a message to get any Barclaycard customers to check their APR's. Ours was originally 29.9%!! After complaining (1 email) they lowered it to 19.90% and froze the the interest for 2 months. Logged onto Barclaycard to check the new statement and it says the interest rate is now 9.90%!! This has really helped us…
