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Should I cancel £15k Barclaycard that I don't use?
galaxy105
Posts: 9 Forumite
in Credit cards
I have had a Barclaycard since 1997.
Ever since the dumped Nectar I haven't used it and it has a decent £15k credit limit.
How is this affecting my credit with other lenders?
I haven't used it for quite some time apart from the odd i-tunes purchase.
Should I totally close the card or should I get them to reduce the credit say to £1k?
I'd like to have some 0% deals with other lenders but I feel tthe £15k on Barclayscard may be preventing me from doing so.
Conversely, is it better to keep the card open given that it is the card I have held the longest?
Ever since the dumped Nectar I haven't used it and it has a decent £15k credit limit.
How is this affecting my credit with other lenders?
I haven't used it for quite some time apart from the odd i-tunes purchase.
Should I totally close the card or should I get them to reduce the credit say to £1k?
I'd like to have some 0% deals with other lenders but I feel tthe £15k on Barclayscard may be preventing me from doing so.
Conversely, is it better to keep the card open given that it is the card I have held the longest?
0
Comments
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Phone them up to cancel than they will offer you something eg 0% deal or 2% instant cash back for 6 months0
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cancel it or use it for stoozing perhaps!0
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