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Mysterious Payment To Credit Card
Has anyone ever had experience of payments IN to their account that don't belong there ..Is that possible? I recently got an Egg card and BT'd three amounts ,to my Virgin Card,to my Cap One card and to my Abbey overdraft . Today I saw another payment on my Cap One statement that I didn't recognise ...It was for £390 and…
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Is a Credit Card the best option for me?
I have to pay £318 at the end of this December to pay of a tv which I purchased a year ago, using the scheme buy now pay in a years time. I am considering getting a credit card to pay this of, then clear my credit card balance with 3 equal monthly payments. I would probably get a 6-month 0% on purchases, and cancel the…
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Should I pay off my MFI deposit on my credit card?
Paid £1000 deposit on MFI kitchen - have just got my credit card bill through and am not sure what to do with paying off the balance given that we're not going to get the kitchen and I'll be claiming a refund through the cc company. Should I pay the balance in full?
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whats the best way repeat deal ulster
my 0% 6 month deals ran out on my visa and mastercard rang 2day and asked for a repeat deal with the no fee and then spoke to cancellations and they said this deal is not available so i just rasied my credit limit instead whats the best way to get this deal again cheers james
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How to get cash from my credit card - AMEX
Hi, I've got a fair amount sat in my AMEX as i've been refunded for fraud. Is there anyway to get thos money back into my bank account? Thanks, R
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Advice needed - credit card for company use
Hi everyone, I'm after a bit of help from those of you who are far more knowledgable than me on these matters! :) I have a bit of a dilemma for a credit card application. I need to get a credit card to pay for day to day work expenses (I'm employed), but I have had credit issues in the past as a student, and I therefore…
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Sec 75 help
I realise sec 75 exists but it states Consumer Credit Act 1974 so am I covered for goods paid for on a business credit card, or does the fact I am a business write off any sec75 rights that may exist? I am trying to claim for a friend who was duped by Black Pearl Marketing and as they are out of business ish, the only way…
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3 amounts of interest in one month?
Edit: Figured it out. Please delete.
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Has anyone had any recent luck in getting 0% transfer recently?
Hi I was just interested to see if anyone has had any luck getting a 0% balance transfer recently. It seems as though a lot of people even with good credit scores are being refused. I haven't managed to clear all debt on the 2 cards and have £1,200 left. I haven't got a good score due to a few late payments. So is this the…
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Barclaycard two payments in one month?
Hi everyone Hopefully someone can explain this for me, I have a Barclaycard and made my last payment on 2nd December. I check my accounts online and I have noticed that Barclaycard are now asking for another minimum payment by 30th December? Why would I need to make two payments in one month? I thought it was because of…
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Virgin Atlantic MBNA Credit Card - Rocketing Interest Rate
I just got a letter from Virgin Atlantic MBNA credit card to say that the standard interest rate is to increase from about 16% apr to 27.9% apr!!!!!! Lucklyily I am on a 0% introductory rate and will have paid off the balance by the time the new rate takes effect. Also can anyone tell me why the annual rate they have…
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Advice please re Default Notice on credit card
Thanks for any forthcoming advice. I moved house in 2005 and shortly afterwards closed an MBNA credit card, paying it off in full. I cancelled all DDs on the card. In Aug 2007 I had a demand from MBNA, sent to my new address (which they found as I had no reason to supply it) for transactions subsequently made on the card -…
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Refund from on-line retailer - barclaycard
not sure if im on the correct board but i need some barclaycard advice, I returned a faulty item to an on-line retailer who advised me I could have a refund. They messed me about for a month saying its been done, then it takes 28 days then it wasnt done but was being processed ???:mad: so i contacted Barclaycard to try and…
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How long do i get to make a BT on my Mint Card
Hi I have a Virgin card with £1000 on and they're charging me 34% on it, I would like to pay £500 off and transfer the rest to my Mint card which i got in September with 0% until October 2009. The mint card already as a BT on (the reason i took out the card in the first place). I'm just wondering if i can still do this and…
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Credit Card advice needed
Hi all, I recently heard an advert on my local radio from a company called 'pfc' claiming that if you obtained a credit card before some date in 2007 that you can get the balance wiped out. Too good to be true i thought so I applied on line and got a call several days later. I have 3 credit cards all maxed up and they…
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Refund to expired credit card
Hi There. I emailed ticketmaster to ask for a refund on tickets for a concert that had been cancelled. I sepcifically asked them in the email to call me as my credit card number had been changed since my original purchase (lost card). Instead they have just emailed me to say they have refunded the amount to my card, which…
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Cash advance charges on credit cards
I was in the USA recently & I put money on my credit card in so I was in credit. I could then take out cash as I needed it. Why was I then charged £3.00 for a cash advance. They already had the money, surely they are charging me to advance me my own money? :confused:
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First time card advice please
Hi, My hubbie and I are in our 30's but never had a cc. we have never been in debt etc but am unsure what card is best for us. we will pay it off each month but thought a cc would be safer in terms of fraud etc. we are barclays customers. any advice greatly received. thanks in advance.
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Credit Card Help Please - moving money
Hi MSErs, Any help would be appreciated with my little credit card issue. I have around £2000 outstanding from a £3200 limit (so im well within my limits) and paying £50 a month off, but at 14.9% i was wondering if i should move to another provider? (Halifax currently) or if there's any advice anyone could offer? thanks :)
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Egg Money discontinued?
I've just been to the Egg website and see that all reference to Egg Money has been removed. Normally there's mention of the Egg Card and Egg Money, but there is now only Egg Card links available. I haven't seen anything in the media or on the Egg site to say that the product was being pulled? The link to the 'Banking' part…
