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American Express and paypal charges
Hi. Can anyone tell me more about using an american express credit card to buy things through paypal. On one hand, I have heard that there will be a 2.75% conversion fee, however on the other hand I have heard that paypal refund this fee, therefore there are no real charges. Can anyone confirm what is true?
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Paying off bank overdraft with credit card?
I'm going to buy a laptop as a present for someone and could do with getting it sooner rather than later. I've been accepted for a credit card from Halifax but have to wait for the forms to arrive, be signed, sent back and then, finally, for the card to arrive. So my question is: Can I buy the laptop with my bank overdraft…
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Capital One cashback payments
Does anyone know when the Capital One cashback payments are made? I think last year it was before Christmas but I can't access that statement online to check. Thanks.
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credit card contract
hi all just a quick question,OH applied for credit card online,recieved card but never actually signed an agreement. Is agreement legal as not signed for? thanks:confused:
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Nat' Ins'.
Evening all I'm looking to top up my wifes nat' ins' contributions before they rise 50% in April. I'll need to pay about £2,500. I was hoping to do it on my credit card and then swap to an interest only deal and pay it monthly but they don't take credit cards. I'm self employed and am trying to hang onto my cash in these…
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Barclaycard allocation of payments
How do transactions which appear since the last statement fit into this hierarchy? eg you receive a statement saying you owe £1000, but then you spend £100 on the card, but only pay off £1000 Also, I have a 0% balance transfer which expires in Jan 2009 according to my statement. Should I assume 1 Jan 2009, the Jan…
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Credit card question - Paypal
Had a quick search and can't find any posts about this. Sorry if its been asked before. I was wondering if I BROUGHT something off eBay and paid the seller through Paypal with my credit card would this be charged as a purchase or a cash payment? Breezy ;)
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BarclayCard Christmas + Q's egg card
Looks like christmas is on barclaycard :A The have changed my limit back to near 3k where as they changed it to 1530 a few months ago.:T Also Egg sent me a letter so I tried the online joining thing and bam another CC :rotfl: Anyone got advise about egg I have never used them before. Will I be able to do a super transfer…
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Should I get a credit card?
Hi everyone, I have recently graduated from University and have been in employment for a few months now so I am very lucky to have a steady income and no need for any loans right now.. My question is though, should i get a credit card? I was speaking to a friend of mine the other day and they said that I should get one in…
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Balance Transfer Question
Hello Savers, I have a Barclaycard Credit Card on a balance transfer deal of 0% until September with a £5k limit. So far ive used £2.5k. I also have an RBS Credit Card that I use for daily purchases (and clear every month). Its sitting on around zero, and has a £4.5k limit. My question is - Can I transfer £2.5k from my RBS…
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halifax card direct debit payment
I set up a direct debit online to pay off the balance on my halifax credit card every month They have sent me a statement: DIRECT DEBIT Direct Debit will be £amount Direct Debit Payment Date 02/01/09 To Reach Us By 02.01.09 The 'to reach us by' date is same as the direct debit date - will it reach them that day or just be…
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Balance transfer question
My husband has just been accepted for the Virgin credit card and the 0% balance transfer - he wanted to transfer his balance from his existing MBNA card onto the Virgin card, but now realises that he can't do this as MBNA and Virgin are part of the same group. I was wondering if he could transfer his existing balance onto…
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Balance transfer fees
Shouldn't they be a bit lower than 1% above base??
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Hoteliers Rights to Debit from a CC
To cut a long story short a friend has had his credit card debited for a disputed amount by a hotelier following a telephone discussion after departure advising he did not accept the disputed amount. On contacting his credit card company he was advised that hoteliers retain the right within the t's & c's to charge…
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We could stop credit and debit card fraud overnight, but I need martins help.
I've just emailed the following to martin, do you think I will get a reply? PS, don't ask what it is, I won't tell you. HI There, I’m a great fan of martin and his cause for the greater consumer good! I have an idea which would be fairly simple for the major banks to implement and should cut credit card fraud by about 80%…
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Has any one had any of their MBNA SonyCard Pulsebeats taken away?
Has anyone else out there got an MBNA SonyCard credit card? I have had one of these almost since they were first launched around 2000/2001. They were originally operated by The Bank of Scotland who were very easy people to contact and get on with. The card is now operated by MBNA who are exactly the opposite in my view. I…
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Thank you Capital One!
Don't usually post on here but just felt the need to give praise where praise is due. We have had a Capital One credit card for 12months or so and in that time they have, annoyingly at the time, called to confirm a couple of purchases one small and one big. This time however they were right - someone had tried using our…
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Clarification: Virgin 16 Month 0% Credit Card
Hi, this is my first ever posting and its about a Virgin card..Ironic. My Halifax One c/card is out its 0% timeframe in January so Ive signed up for the Virgin 16 month 0% balance transfer c/card today. I entered the exact figures (£1300) regarding my existing card debt. My question, can I take a cash advance to clear some…
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AMEX interest charges
Hi, i thought i'd already posted this but i can't find it! I've got an issue with a charge AMEX have put onto my account, and was hoping someone may be able to tell me if it is normal? statement for 29th Aug-28th Sept: opening balance: £3351 Payment: £1600 Spent £1549.20 Interest £63.43 closing balance: £3363.63 that's all…
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My Credit Card Company has owed me money for six months
I called the company today and ask for my money back ( Around £100 ) as the lady was asking for my account details I suguested that they pay me a late fee of £12 for every month they had failed to repay the money. She replied " have you asked for the money back before" I then explained that I had asked six months ago for…
