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Just applied for new CC
IvoryTinkler
Posts: 7 Forumite
in Credit cards
Hi,
We're pretty tartish when it comes to transferring our credit card debt and have just found a deal here on MSE (the Barclaycard Oyster).
Have done the online application and the decision has not been made yet and it said they will contast us for further information. This is the first time this has happened, when applying for others in the past, it's just been accepted.
Any ideas what they're going to want to know and how long it will be before we hear from them?
Cheers xx
We're pretty tartish when it comes to transferring our credit card debt and have just found a deal here on MSE (the Barclaycard Oyster).
Have done the online application and the decision has not been made yet and it said they will contast us for further information. This is the first time this has happened, when applying for others in the past, it's just been accepted.
Any ideas what they're going to want to know and how long it will be before we hear from them?
Cheers xx
2009 - the year we become debt free!
Overdraft: £1500 Tesco CC: £1353.25 Egg CC: £2574.49
Our dream: An 8 week American adventure to celebrate our 25th Anniversary. 20 years of money saving to make a dream a reality. Saved so far: £33.24
Overdraft: £1500 Tesco CC: £1353.25 Egg CC: £2574.49
Our dream: An 8 week American adventure to celebrate our 25th Anniversary. 20 years of money saving to make a dream a reality. Saved so far: £33.24
0
Comments
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IvoryTinkler wrote: »
Any ideas what they're going to want to know and how long it will be before we hear from them?
You'll hear from them in about a week time. Normally they will:
- call you to confirm a few details (i.e. income/employment/other borrowings)
or
- accept the application and send you a card/PIN
or
- ask you to send in proof of I.D. and/or address
or
- decline you without reason and attach a leaflet on credit scoring0 -
Thanks for that! Will wait and see2009 - the year we become debt free!
Overdraft: £1500 Tesco CC: £1353.25 Egg CC: £2574.49
Our dream: An 8 week American adventure to celebrate our 25th Anniversary. 20 years of money saving to make a dream a reality. Saved so far: £33.240 -
we normally hear straight away,but the last few times we have tarted we have had to wait for them to call back.
The last one was to call work to check i worked there, BUT i think you will find the main reason is...ill guess you didnt want PPI on your card.. so they will want to talk to you about having it. That is the main reason..i had 3 calls trying to get me to have it...just say you have wealthy parents who will help you if you get in serious trouble, they dont know what to say to that,so it shuts them up sooner!TO FINISH LAST, FIRST YOU HAVE TO FINISH....0 -
Ahhhhh, yes we didn't opt for the PPI - good point!2009 - the year we become debt free!
Overdraft: £1500 Tesco CC: £1353.25 Egg CC: £2574.49
Our dream: An 8 week American adventure to celebrate our 25th Anniversary. 20 years of money saving to make a dream a reality. Saved so far: £33.240 -
i can hear your phone ringing now.....TO FINISH LAST, FIRST YOU HAVE TO FINISH....0
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