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Overdraft to virgin 0%?
:EasterBun I recently appillied for a virgin C/C with a view to transfer my on going BUT reducing £7,750 overdraft(started at £10,000 in mar08). from my nationwide a/c on to C/C with the 16 month balance transfer offer. I listed the overdraft details and amounts etc, on the application online. I was in contact with my bank…
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abbey minimum payment
Hi Can someone help me understand this? I took out the Abbey 0% on balance transfers card in May of this year,(13months interest free) the minimum payment was £5, I decided to up the direct debit to £50 per month just so that it would be paid off early everything going to plan until this month when my minimum payment has…
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virgin card
i have a virgin card on the 0% deal ends in 2 months, is it worth calling and asking them to extend it or can i apply for another virgin card transfer the new cards money into my bank account to pay off the old one?
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Anyone got a world mastercard?
We've been looking at renting a car in the States and apparently if you use a World Mastercard (a fancy premier version of MC) to book it, the card automatically covers car rental insurance and travel insurance. This is quite a perk! After looking it up on the web, it's difficult to find out how to apply. All the world…
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Halifax & MBNA minimum payments halved?
Apologies if this has been covered elsewhere and I've missed it. I did a BT to a Halifax card to take advantage of their 13 months at 0% Originally, the minimum payments were 2% of the overall balance, however, this month they have only taken 1% - have I missed a change of terms somewhere or should I query it in case…
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MBNA 0% missed repayment
I accidentally cancelled the wrong DD for the minimum payment on my MBNA card, so looks like my new 0% deal is now a whopping 16+%. Is there any successful argument to get this back onto the 0% deal or is it easier just to transfer off to another card?:confused:
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Recession proofing: Section 75 discussion
This discussion links on the back of the article: Recession-proof your finances Please read the article first, then come back to share tips on section 75 protection..
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Credit Card in wrong name
Simple Question I have opened a 0% credit card with the sole objective of transferring balances from another 2 cards. I received the credit aggreement and duely signed and returned it. a week or so later my new card arrived, only it hadthe wrong title "MRS" instead of "MR" I phoned the company up at my expense from my…
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Debt auditing discussion
This discussion links on the back of the article: Recession-proof your finances Please read the article first, then come back to share tips on debt auditing.
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Best Way To Spend Me MBNA Points?
I have managed to accumulate 16k in points and want to spend it on something useful. Just wondered you get more value for your points by actually getting a 'good/item/service´ as opposed to shopping vouchers which are 4k for 10GBP or cash. Problem is most of the stuff I don't actually need or really want. I looked up stuff…
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Identity theft insurance
When changing my card details with my card protection insurers cpp I was offered identity theft insurance at £59.99 per year. What's the feeling on this?
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Should I pay this unexpected credit card interest?
Apols in advance if I've posted in the wrong place but... Applied for a credit card in 2007 with a six month 0% interest period. Kept to terms and conditions by not exceeding credit limit and paying the minimum payment on time each month. I was aware that the interest free period would end some time around March/April…
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barclaycard 3mths interest free help
I thought that i had applied for a three months interest free barclaycard on MMM after following the link, i made a purchase of £1,500.00, but when i checked after the latest mmm. newsletter and found that it is not. rang barclaycard customer services only to be met with tough luck, it was your mistake you are now paying…
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HSBC offering 0% for 9 months to existing customers.
Just got a letter through the post on this deal to existing customers. HSBC are offering 0% on balance transfers for 9 months (2.5% transfer fee). I'm wondering whether to take this option up as I already have £4500 outstanding on that card at 15.9% with £500 left. I could shift some off another card thats at 17.9% but…
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mbna advice needed
me and my husband have both applied for a o% card they gave us a instant decision of 1800 each, can we get this put in our bank account and how much of it will they put in our bank account as its too pay off a virgin card. also how much is the monthly minimum payment? thankyou
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Egg Card additional carholder application
Hi I applied for the Egg cashback card last week nad requested the addition of a second cardholder so we can use it for everything and take advantage of the cashback. I got sent a letter requesting "two items of identification for the person you'd like to add as an additional cardholder" - "...utility bill, council tax…
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Virgin Black AMEX - points related question
Hi, I have held a black Virgin Atlantic Amex card for a couple of years now, this is the card that has an annual fee. I was thinking of closing the card as I am no longer interested in collecting double Virgin Atlantic airmiles. I called customer services and the gentleman from MBNA told me if I close my account all the…
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C.A.B credit cards
dear help . i have been to the cab last week , as been on ssp for a quite a few mouth now. as i cud not be able to pay for cards now, the credit cards people say about a code number as the are writting to them now but the not got the letter as yet. do the cab tell me the code number or they do?
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I made a mistake by getting a credit card
When I got a card from the moment I opened the envelope. I knew that the credit card company would hit me with their high interest rates and annual fees. so who here thinks that getting a card was a mistake.
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Need Credit Or Loan
:confused: HI INEED TO GET MY CREDIT SORTED I WOULD LIKE TO KNOW IS THERE ACREDIT CARD I CAN GET WITHOUT ANY PROBS OR A LOAN WITHOUT CO SIGNATURE MY CREDIT IS NOT GOOD BAD PAST THINGS ARE ON THE UP BUT NEED THESE TO HELP WITH OTHER CREDIT . IE BUY HOME GET A CAR. I HOPE YOU CAN ALL HELP:eek: THANKS BIG RAYMIE
