We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I made a mistake by getting a credit card

When I got a card from the moment I opened the envelope. I knew that the credit card company would hit me with their high interest rates and annual fees. so who here thinks that getting a card was a mistake.

Comments

  • nuttyp
    nuttyp Posts: 2,035 Forumite
    me too, got myself into a whole lotta trouble, ended up so in debt with using credit cards and a store cards i ended going BR.

    I now never borrow and i save for everything, holiday for next year is top of the list!!!!!!
    :D:D BSC member 137 :D:D

    BR 26/10/07 Discharged 09/05/08 !!!

    Onwards and upwards - no looking back....
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    My credit cards gets me cashback/reward points. I pay it off in full so I never pay interest or charges....
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    This is going to be a spam thread.
  • exel1966
    exel1966 Posts: 5,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    netfutures wrote: »
    When I got a card from the moment I opened the envelope. I knew that the credit card company would hit me with their high interest rates and annual fees. so who here thinks that getting a card was a mistake.

    Yawnnnnnnnnnnnnn !!! Very useful post !
  • I like credit cards. You get additional insurance for free (section 75), the ability to search for cheaper prices (play.com vs the High Street) and cashback :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.