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Are there any companies out there
that offer credit cards to people under 18? Thanks
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can I be denied copy of complaints procedure?
I am having a battle with Citi Bank. From reading other forums they have a dire reputation for communication. I telephoned them to ask for a copy of their complaints procedure and I have been refused. Is this right?
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Credit card reduced available limit
Hi I have a load of debts after my car broke down. Paid thousands and the ruddy thing still doesn't work. Anyway, I've been reducing my card balance as best I could, and transferred some to another card on a low interest deal. I've not used my card for months - which is why it isn't really a problem - but Mint have now…
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Topshop Store Card - GE Capital
I signed up for a Topshop store card 6 years ago when I was just 18. I was captured with the 20% discount on your first purchase. The credit limit was £150 I think at first, over the last 6 years it has been automatically increased to £800 (and I know that I didn't have to spend it) and although I have paid on average £20…
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Paid credit card debt sold to debt collector
Between 5-7 years' ago, I was going through a divorce and owed many creditors. Upon receipt of some cash from the proceeds of selling my business, I agreed settlement figures with several credit card companies and the ones who refused to accept a lower amount were moved to a CCCS account where they have been receiving…
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Advice on credit card debt please.
Hello. This may be a bit long-winded so apologies in advance. I have one credit card from Cahoot with a zero balance kept purely for emergencies. My partner has two cards both with fairly high balances. I have taken over the day-to-day management of our finances and am paying off these balances as fast as possible (with…
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Closing a CC but purchase not gone on yet
I would like to pay off my balance on my Egg card and close the account. Only problem is I have been waiting for a purchase to go on the card but its been a few weeks and still no sign of it. Is it possible to close the account and get billed for it later or will I just have to sit tight and wait until it does hit the…
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Egg Savings to Egg Money
I've recently opened an Egg savings account (6.55% gross) and I was wishing to stash some of my unused positive credit on Egg Money (1% cash back etc.) balance into the savings account. There does not appear to be a way to do this with their online system. Has anyone got to grips with their system ? Would it be popular…
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Abbey ZERO Credit Card
Just a heads up (in case nobody has mentioned this already). I recently applied for an Abbey Zero cc for a trip abroad. No problem getting the card, but reading through the T&Cs I noticed they have added a £10 dormancy fee if the card is not used for 6 months. If like me you got the card to use for foreign trips and have…
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Payment stopped now I'm out of pocket
Just wondered if anyone can help me I authorised a payment to New Zealand but the fraud team at Tesco Finance stopped the payment thinking it could be fraudulent. They tried once to contact us by phone then posted a snail mail letter. I phone to confirm it was a genuine transaction and the payment was then authorised the…
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New Virgin Money Website Problems
Has anyone experienced problems with the new website? http://uk.virginmoney.com/virgin/ Click on my accounts, Click on Login / Enrol (in the credit card section) A popup window appears which in the old format asked you for your username and password. This one just contains the home page again. I seem to be trapped in an…
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Monument Visa - Important Information for new customers
After trying the 0870 and 0800 numbers for Monument and being given the 'enter your card number' spiel and not being able to get through, I went through the FSA register and finally managed to get a way to get through to their customer services department. To get through, you have to ring Compucredit reception (they're the…
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Credit card - Loan
Can anyone advise me . I have a current £8k loan with A&L and want to move this to a 0% card can this be done under balance transfers without incurring the higher interest rates. Thanks
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Perks for existing customers
Hi, I'd really like people to post the perks they currently get on purchases from their current credit cards. I'm sick of surfing around now and would like to stay with one card that offers me promotional rates from time to time on purchases. I know a lot of cards do introductory promotional rates on purchases for a few…
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NON MBMA credit cards
I'm looking for a lengthy 0% on balance transfers that is not MBMA. Does anyone know if Platinum One is MBMA?- or any other suggestions! Also, I am learning when shopping around that I should have closed several credit cards down some time ago in order to apply again to get the introdutory offers!
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Debt collection after 12 years
Hi all I had a letter from from an investigation company on friday 31-10 I phoned them today, they say they have been trying to get me for some time. 12years to be honest. In 1995/6 I went to work in Germany but like many never got paid and ended up living of my Visa. They say I owe £850. I thought it was around £250 They…
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Quick CC question
I currently have a skycard with a balance of 7K and have just got an egg card which I can balance transfer 5.5k on to. I have done that and am going to clear the remainder at the end of the month with my extra wages. My question is I have done the BT so it will show up probably around the 10th Nov - allowing them plenty…
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OVERDRAFT to virgin Quiery,please help!
I recently appillied for a virgin C/C with a view to transfer my on going BUT reducing £7,750 overdraft(started at £10,000 in mar08). from my nationwide a/c on to C/C with the 16 month balance transfer offer. I listed the overdraft details and amounts etc, on the application online. I was in contact with my bank today and…
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Nationwide warning
Had been using the Nationwide credit card for some years and making full use of their 'paperless' option in conjunction with their online banking. This worked very well up until recently, with an email delivered monthly to advise that the new statement was available to view on line, PDFs of all previous statements were…
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Quickie CC question
I have a Lloyds tsb visa card, approx 20% rate. my balance is 2k. my minimum payment is approx £70/month. I wish to transfer to interest free for as long as I can, the only thing I would worry about if the minimum payment would rocket. If i could pay £100/month then 20 months would pay off the card. anyone with any…
