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Alliance And Leicester
I'm sure I've recently read that Alliance and Leicester are now Santander and not MBNA,does that mean that a balance transfer would now be possible between Virgin and MBNA.Thanks.
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Different credit ratings?
My credit rating with equifax and experian is bad but not with callcredit? its good with callcredit! why! can someone point me to the thread about which companies use which credit check
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Impossible to close EGG Card
I decided to try to close my EGG card that I had only ever used occasionally, after a 9 month 0% interest free offer. I had an outstanding balance of £124.84. I called the EGG team and told them I wanted to close the account, they said no problem, I put £200 into the account so as it would put me into credit allowing me to…
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Which is the best for me to transfer balance?
Hi I'm coming to the end of my 0%on purchases with Abbey Zero and I want to transfer the balance so I dont pay interest, its about £650 , and I can pay it off over about 6-7 months. I have read the cc page but I'm so confused?:confused: many thanks sp
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mbna cancelled my "VIP Entertainment card" with live nation (was whiteroom)
just a heads up to any one who is like me and has the mbna "VIP Entertainment card" (it used to be mbnas whiteroom card) looks like from a leter i received yesterday live nation and mbna are parting company so will no longer be working together to provide this card, ive had a letter from mbna stating as of 30th November…
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Help which card to pay first
My wife has showed me her credit card bills today..... £2000 tesco credit card and £4500 on egg help which one do i start to help her pay off first
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order of payments
Apart from the nation wide card are there any others which pay off the dearest debt first when making payments to them
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AMEX 5% cashback
I have this card and am trying to use all the time, but frustratingly it is not taken at many outlets. I am due to go to Carribbean soon so will be disappointed if it is not taken there.
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confusion with BT vs Purchases
I have a question which has been bothering me for ages and I cant seem to find the answer in the forum or the main site. I have about 800 on a halifax card which is 0% purchases until april 09. I'll probably need to transfer the amount to another card at that time, but instead of getting a balance transfer deal I was…
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Halifax cut minimum repayment
Got a surprise a couple of days ago. My Halifax CC bill came through and they only want 1% instead of the usual 2% as the minimum payment. As I'm on a lowish (6.9% I think) life of balance deal, this was very welcome. At my current level of debt to them it saves me about £70 a month. OK I know it will cost a lot more in…
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In debt
I am in £8000 of credit card debt :o , (the 4 cards are cut up now) and want to get out of it asap as we all do.:D I am paying £260 total per month minimum payments on all my cards and have between £20 and £30 charges on each card per month so am paying less than If i was to see the CAB to try to sort out a payment plan…
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Question about Goldfish c/c reward points
Does anyone know how I access these now? Barclaycard took over Goldfish and my new b/c became operational on 27/10. I've registered on the new b/c-goldfish website and I can see all my card details/balance - all fine. But I can't see any access to the b/fwd goldfish reward points. There is a b/c rewards login section, but…
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AMEX Card Cancelled Help!!
Hello all, I am new to this and have searched the site to little avail so if i am in the wrong area please excuse me! I have recently had my AMEX cards cancelled thanks to a series of problems, in outline: My Charge card defaulted for the first time in Aug (whilst i was Serving in Iraq - I am in the Army) i returned home…
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A citi card nightmare - advice please
Hi, This is my first post on this forum, so please excuse any errors. My Husband has a citi card, with a very large balance. He was recently made redundant and let them know. He did not have cardholder protection, as there had been so many reports of people asking for this to be refunded, he didn't want to take it out. He…
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Just a quickie - if I may!!!
Hi there, I made a payment on a credit card last month - in Tesco. I have recieved my latest bill and there is no record of the payment. I still have the reciept, it was for my weekly shop so it definitely happened. How long can it take for them to apply the charge to my card?? Does anyone know?? many thanks
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Capital One Payment Problem !.
Hi, I am abit confused and need some help !, I always pay my Capital One card online using my Alliance & Leicester debit card on the Capital One site, and every time I get the payment successful message and the payment shows on my Capital One online Statement 2 days later, and at the time of the payment my A&L available…
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Citibank - Changed Sort Codes
Just posting this as a heads-up for any other Citicard customers who might get hit, like I've just been, with a £12 late payment "charge". I've had a Citibank card for years, I originally had it when it was an "Associates" card, but Citi took them over years ago and I carried on paying it through my internet banking with…
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How did this happen?
Just had a statement through from Smile regarding my credit card. I cut up the last a few years ago so nothing has been spent on it in a while. I don't usually bother checking my statements online - I just pay the minimum 2% by direct debit. I know that only drags out the payments even longer but this isn't what this is…
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Sainsbury's/Nectar
Hello I'm new here, first post. I received an email yesterday offering me 2000 Nectar points if I take out a Sainsbury's credit card. I already have a Nectar card and the Amex card that affiliates to it and was wondering if this was a scam? I'm always wary of following any links in emails, but if 2000 points are up for…
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Abbey 6mth 3% CB on food & fuel
Just seen this on Telegraph's website