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Egg 0% - am i just nieve?
I received a letter from Egg the other day stating that i could tfr my credit card balances and get 0% until feb 2010. I looked into it and also rang them to ask a few questions as i was a little concerned that it seemed to good. one question being related to and checking the dates of the offer. I then went ahead and took…
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Unhappy with Virgin 0%...beware beware
I am new to this site and would like to leave some negative feedback regarding my application for a Virgin 0% credit card. I was recently refused a credit card by this company on the grounds that my credit score was not good enough. This I know is untrue as the day after my application I checked with Experian (as advised…
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Help: Credit Card Tarting
Hi, What do you do with your old Cards/accounts once you have transferred the balance to another company? Close it down or just keep it open unused? Rgds, Alex
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Credit Card Spending Limits
What's the typical spending limit for a small business credit card? Does it depend on you credit scoring as to how much they will offer you or do they just have set limits like £5,000 or £10,000 etc? Can anyone advise what the best credit card for business is at the moment, I'm looking for a long term 0% interest on cash…
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Goldfish/Barclaycard refund
Hi I am expecting a refund on a hotel deposit paid a while back on my Goldfish card. The hotel are refunding my old Goldfish card number as that was the card I originally used to book. However, I am now wondering if they refund that number, will my new Barclaycard automatically be credited with the refund instead? I don't…
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Electoral role - strange omission on credit report
I just looked at my credit report for the first time. It says I'm not on the electoral role - which is plainly untrue as I always get a voting card, and have been voting in every election since I moved to my house in 2004! I'm not sure who to contact about this as obviously the council knows I'm on the electoral role. Do I…
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Credit card bill
I have got a credit card bill which I can not pay off in one go, the way its going it could take me over a year, the apr is 13% so I am looking at getting another credit card at 0%, then I want to transfer my bill over to that one, as anybody got any advice on which card would be best for me? or would a loan be better?…
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AMEX application unsuccessful
Hi all, I applied for the AMEX platinum cashback card (for Christmas shopping) a couple of weeks ago. I felt my chances of successful application were high (nearly 2x required income, no credit cards, perfect mortage payment history, on electoral register..), they couldn't give me an instant decision online but a few days…
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buying a car
Can anyone tell me if you can buy a car with your credit card from a private seller, and if you can how do you do it?
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Goldish/Barclaycard-missing vouchers
I ordered £45 worth of vouchers from the points about 10 days before the transfer to barclaycard and they have not arrived , I am still not able to register on the website . The whole transfer is a shambles , I have not attempted a call yet as I thought that it would be easier to message them after registration. Is anyone…
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flybe free flight voucher
Hi I finally got my Flybe free flight voucher. I have to ring an 0871 number to book the flight and pay taxes and charges has anyone tried this, do they have many flights and times available and is it worth bothering with? thanks
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Using a credit card abroad....
I have a student RBS Mastercard which I am planning to use to order some goods from the US. My question is, how do I know what USD exchange rate will be used for charging me? Would this be determined by RBS or Mastercard, and can I predict how much it will cost in pounds? Thanks for any help, much appreciated.
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Egg froze account balance but increased interest rate, is this legal?
I wonder if anyone could answer my question. My mother, has a credit card with Egg, she has always made payments on time, never defaulted on it, or anything in her life. As most of you know a little while ago, egg decided to freeze the balances on a lot of their customers credit cards. However, she mentioned to me today,…
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Barclaycard Application Problems
I applied for a Barclaycard (0 per cent purchases) online last night as me and my fella are going on holiday and credit card payment seems to safest way to pay. I realised afterwards I'd put the wrong sort code in for my salary account - Alliance and Leicester don't print it on your card or any correspondence - and I've…
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any help?
hi there, I have juts registered with the site and I'm hoping to find some friendly advice. I have recently joined a supply list for teachers but it is providing no work for me. I have had no income for some time and I am in a bit of a pickle. I have total credit card debts of £5000. I am very close to the limit on all my…
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credit card ppi reclaiming, please help!!!!!!
Hi there, i am new to this forum and have no idea what to do SOOO can anyone help me or give me advice on PPI re-claiming............... I have around 4 different credit cards- i.e nationwide, argos card, capital one, barclaycard all of which i havent got any paperwork for and have had most of these cards since around…
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Settlement affect credit score?
Can anyone tell me if agreeing a settlement figure with Virgin Credit Card will infact make my credit rating worse by putting a flag in the score even more by agreeing a settlement figure rather than paying it off normally? Any help would be greatly received! :confused:
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Trying to transfer a balance into current account
Hi Tried to use 0% Halifax card to transfer a balance to a current account (transaction charge of 3%). They wouldn't transfer to a current a/c but suggested I made a c/c payment into current a/c (Nationwide). Would NW hit me with a fee for doing this? Could I open a different c/c which would do the balance transfer? Thanks…
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Problems with MBNA!
Hi Guys I'm asking this on behalf of my mother, who is having big problems with MBNA. Basically, she owes £4000 and they are demanding £140 a month as a minimum payment. I have advised that they should offer a repayment plan and freeze interest, as I have had the same situation with other card providers. They are being…
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Credit Card Refund
I know this is a long shot but was wonder if I would be able to get a refund from my Credit card for the following situation. I booked flights with FlyGlobspan from Aberdeen to Egypt I paid with Credit Card (Full amount paid - £1250). I booked accommodation with Travel Republic in Egypt. I paid by Credit Card ( Deposit…
