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AbbeyOne
Hi I have an Abbeyone card and until recently i was paying off the minimum which was about £10. However without notice Abbey increased the minimum payment to £125 due to the "credit crunch". I would like to know if they are entitled to do this? unfortunately i cannot find my credit agreeement to check the conditions and…
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18 - Card Choices?
Hello MSE users I am basically wanting to know, what is the best possible CC I could hope to get (0% on purchases/cashback preferably) being 18 (almost 19). Other info: Never don't a credit search/check, never applied for a CC, had a bank account in my name for about 3 years and never been overdrawn (always had money in…
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Halifax all in one card -small print question
Hi, Just got a letter to say that I have been accepted for this card with 0% purchases and transfers. Reading the agreement I found something I'm not sure about in section 2 called Other financial information. It says ' The total charge for credit is £123.63 consisting of £123.63 interest. This is based on credit of £1500…
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Halifax Credit Card Cancelled
Hi I owe Halifax £2800. Card was cancelled about a year ago and im on repayment at £25.00 a month to debt collection agency. Can I still reclaim the charges? Many thanks Clare
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Increasing credit limit
Hi. I often read on here about people with credit limits of several thousand. How do you build it up? I got my first credit card about 5 months ago with only a £500 limit as I had not previously used any credit (even during my student days!). I'd like to have a higher limit so I can get into stoozing to make some extra…
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"Joint" credit card - is there such a thing?
Hi all Is there such a thing as a "joint" credit card (like a joint current account)? I've a feeling there isn't and that the closest thing to this would be to add an additional cardholder, with the primary cardholder being fully and individually liable for any debt on the card, whether incurred by them or the secondary…
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capital 1 late payment fee ? help
So hi everyone hopeing some one can help me out a little bit here had a capital 1 card for about 4 years now ive allways payed on time so was quite shocked when i received a letter through the post saying ive missed a payment .So i phoned then up and the just totaly confused me with dates so i payed 2 monthes as my next…
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Warning - CapitalOne
B] Never give your telephone number to CapitalOne unless you are very, very lonely and want to be called 4+ times a day, every day including Saturday and early Sunday morning. I never gave my number to this company and do not know how they obtained it despite my telling them each time to STOP CALLING ME and also being…
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stitched up by airline
didnt see a debit card section of the forum so posting here. OK, heres the situ: on 27th Oct i used my Halifax Visa Debit card on Thomas Cook airline 3 times for in-flight drinks. 3 transactions of £6 each. These payments went out fof my account 4th Nov as expected - no probs. then 15th Nov, 2 more transactions of £6 come…
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Can't get any credit cards
I have a balance on my MBNA card which I created over the past 6 weeks, it is £1000, as I lost my job and didnt have a new one until a couple of weeks ago so everything went on the credit card. Now I have been trying to get another credit card to transfer the balance across. But all the ones I applied to which includes…
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Payments
Sorry if this sounds daft but if I pay off some of my cc at the bank using the slip on the monthly statement can I take the credit card to the bank in the same month to pay some more off?
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Barclaycard/Goldfish - non payment of DD
I received a letter from Barclaycard, telling me that they were going to charge me £12 for non-payment of a direct debit on my Goldfish account which they have just taken over. I couldn't see any reason why it should have failed and they quickly backed down when I phoned up to complain. However, when I called my bank to…
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Never had skycard but have £4000 balance on Equifax history
Hi I am going for a mortgage at the moment and have done an equifax search because my bank says I owe more that I thought on credit cards. I have found that I have a skycard from 2003 updated in 2007 with me owing close to £4000. I have never applied for a skycard and have never been contacted by them for the payment of…
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APR on existing credit card
Ive been with HSBC since 1998 when I went to uni and also got their VISA card. I use this credit card a lot and always pay at least my monthly payment. Now Im earning more Im slicing chunks off my debt and whittling down my credit cards (I also have an EGG card and Morganstanleycard (now Barclaycard) for the purposes of 0%…
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American Express in Finland (AMEX or EURO)?
Evening all Can anyone tell me if AMEX is widely taken in Finland? Also, I heard that's it's always better to spend on a credit card abroad as you get a better exchange rate. Is that correct? Cheers
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Price matching
Ok not exactly price matching but I recall some time ago at least one credit card company offering to refund the difference if you made a purchase on their card and then subsequently found the same product cheaper elsewhere within so many days. Are there any similar deals around now?
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Messed up credit card payment - whose error? Please help - going round in circles
Hi all, This is a little long winded, sorry! I paid my credit card in full on 10th Nov using my debit card on virgin's website, (payment due 12th) and then cancelled the direct debit (due to go out the next day) with my bank. The virgin website was playing up as I was paying so I hit the confirm button again, a message…
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md of barclay card
any one know the md of barclay card and contact address
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Pay nothing for so many months?
My OH has applied for an Argos Store Card, with the Pay nothing for 3 months option. I was wondering if anyone had any details of any other companies that are doing similar offers? I was looking for pay nothing for 6 months one, just to help us a little bit more over christmas! I checked out Tesco, so we could fill up the…
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Paypal problems (not related to Ebay). Can anyone help?
I bought something abroad in Europe recently and, as both the selling company & I had Paypal accounts, we agreed that I'd use the seller's PC to make the Paypal payment for the goods straight away, so that I could bring the goods back home with me. On returning home, I found out that the monies had been taken from my bank…
