Payments

vaughny_2

Sorry if this sounds daft but if I pay off some of my cc at the bank using the slip on the monthly statement can I take the credit card to the bank in the same month to pay some more off?

sicker

You may pay as much as you like as often as you like to the cards account number and sort code, but you MUST pay at least the minimum amount due my the date stated.

vaughny_2

Thanks, I was wondering because last month I lost the statement with the slip and the lady on the phone told me I could use the cc to pay at the bank.

kittykitten

Yes, providing it's the bank that has provided your credit card - eg if you have a barclaycard you can pay money off it at barclays bank without a slip, or off a LTSB CC at any branch of LTSB, but you couldn't pay off a barclaycard at LTSB without the slip from the bill etc.

It's all to do with how banks process the payment - they usually have blank slips you can fill in to pay money off their own cards as they can check the sort code and account number to pay into, but any other bill they need a pre-printed slip so it can be machine-read.

Alternatively, if you can't get to a branch of your CC's bank to pay off the money, you can usually pay a CC bill online or over the phone to the CC company, as they have the ability to take the money from your debit card, in the same way a company can take payment by debit card over the phone if you were buying something.

HTH