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Credit card with a high limit
I have a question on behalf of my hasbund. He has just one credit card: Barclaycard, he got it about 8 months ago (has the current account with Barclays too) and he has a limit of £1.000. We usually spend 300-600 a month from it and pay all or almost all at the end of the month (actually just one or two month we paid only…
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Cancelling my BA Amex card with an annual fee due
As part of a general reorganisation of my finances I was able to clear the balances from several credit cards, including my BA Amex card (credit limit £4780). I was about to ring up to cancel the card when a new statement arrived. It gives the balance as £20 - that £20 being the annual fee (which I admit I had forgotten…
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Credid card protection payment
I have discovered that I am being charged around £50 pcm for card payment protection, which I never signed up for. Egg claim that they cannot look back over my application to prove I did sign up for it. Can anybody help? thanks
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Does a Post Office Travel Moey card allow this transaction?
I want to deposit money into a Neteller eWallet using my Post Office Travel Money Card. It is a Visa Electron and Neteller accept Visa Electron. However in the Post Office's Terms and Conditions, Section 9, Restricted Transactions, it says it is restricted to pay for for internet electronic services, and person-to-person…
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Advice on cashback for balance transfer please!
Hi there! I am about to attempt to transfer my Barclaycard balance to one of the 0% cards such as Virgin or MBNA (not 100% sure if my credit rating will be ok, but worth a try I feel) and just wondered if anybody could recommend a cashback site to go through. For example I have used Quidco before and they offer £8.50 for…
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Transfer balance between 2 Virgin cards
I just thought that I would say this (although it may be obvious, we didn't think of it until recently) Both me and hubby have Virgin cards and my 0% deal ran out, his was still running, at this point we found out that you can't transfer between 2 MBNA cards, so we used the Virgin credit card check to pay into my current…
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Abbey - Customer Service Run Around!
I applied for the 6 months 0% purchases and balance transfers (no fee) card from Abbey on the 5th November. I thought my current card 0% ended on 31st December but have since found out its 30th November :mad: I called Abbey who said that documents were sent out on the 12th to be signed and returned by myself. I still hadnt…
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Barclaycard Help Please
I took out a Platinum Barclaycard in June to do a 0% ballance transfer untill Sept '09. They were also offering a 3 month 0% promotional spend on which I purchased goods to the value of £2350. In September, I made a payment of £2350 thinking it would pay off my spend ballance, but no, what they have done is deduct that…
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Capital One & Credit Card Advice appreciated!!!
Hi all :) I have had a Capital One Classic card since April 08. I got it mainly on Martin's advice on credit repair. I am now looking for a lower APR and my bank, Halifax, have offered me a 0% one for 10 months. I said yes and have the credit agreement in front of me, but haven't sent it back yet. A couple of questions: 1)…
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argos store card
A friend of mine has an argos store card. He bought a few items from it and kept up with payments for quite a while until he ran into trouble and found it difficult to keep up with payments. He froze his payments as you are allowed to do and previosuly to this he also took out an overdraft to make a few payments in fear of…
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Balance Transfer on CC to keep money in ISA?
I took Martin's tips earlier this year and between my hubby and myself we took out four 0% fee credit cards which last for 12 months (expire Feb 2009). We then put £10K of money on these cards and put that same £10K into an ISA account (which has currently earned us approx £300 ish in interest). The ISA was ICESAVE and we…
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credit card interest
where do i stand if credit card interest is increased. my interest rate more than doubled over night.
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Chargeback advice
Hi, I placed an order online for some goods. they arrived fine except for one component, and the retailer is not doing everything they can to replace that component. I have spoken to barclaycard regarding a chargeback and they say that they cannot do one since i am still in possession of the goods. I didn't persist after…
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Amex Blue Card Interest Rate
I Took Out An Amex 'blue' Credit Card Approximately 2 Years Ago. Both The Balance Transfer Rate(life Of Balance) And Apr On All Spending Believe It Or Not Was 4.9%!! There May Be Some Doubters Amongst You Out There But It Was Defifnitely What I Signed Up To. I Thought That It Was A Permanent Interest Rate And It Was Stable…
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Using my card instead of a loan
Hi Everyone, Iv'e just been turned down by alliance & leicester for a £5000 unsecured loan. I'm a bit gutted actually because I see my credit history as pretty damn good. I have just 2 payments left on a £9000 loan that never skipped a beat in 5 years!! My local bank (Barclays) have quoted me an APR of 19.9% over 5 years…
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Reduced Credit Card Settlement Figures?
Hi, I am new to this site but wanted to find out if there is such thing as a reduced credit card settlement figure? I have about £10k of credit card debt and am desperately trying to reduce it. I have applied for some 0% credit cards and am planning on transferring the balances however I wanted to find out if you can ask…
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Vanquis Credit Card Process
Hi Anyone applied for this card recently what is there process if excepted? I applied last week after I completed the application online it said they would contact in 7 to 14 days. Do they call to say you been excepted or write a letter don't wish to miss the call and hold up the application. Did anyone receive a call from…
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Money refunded when company goes bust?
I am due to pay the balance of my holiday soon and normally pay by debit card to avoid the high charges made when paying by credit card. However, with the current climate I am now thinking it is better to be protected by paying with my credit card. Can anyone tell me if it is possible to pay the majority by debit card and…
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change of date
I have a Natwest Mastercard does anyone know if it is possible to change the date that the statement is made up? It is currently around 21/22 of each month and i would like it to change in line with being paid on 28 each month. I think i read it somewhere that at a cost you can do this, but can't find it anywhere now.…
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Can you use Mastercards in Australia
I am looking for 0% on purchases as I am going to Australia in the new year and note that all the best term ones appear to be Mastercards and not Visa. Does anyone know if these are accepted freely in Australia? Many thanks.
