Cancelling my BA Amex card with an annual fee due

As part of a general reorganisation of my finances I was able to clear the balances from several credit cards, including my BA Amex card (credit limit £4780).

I was about to ring up to cancel the card when a new statement arrived. It gives the balance as £20 - that £20 being the annual fee (which I admit I had forgotten about).

Is that fee retrospective, or for the year ahead? If I ring now and cancel, will they hold me to that £20?

Many thanks,

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