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Vanquis Credit Card Process

Hi

Anyone applied for this card recently what is there process if excepted?

I applied last week after I completed the application online it said they would contact in 7 to 14 days.

Do they call to say you been excepted or write a letter don't wish to miss the call and hold up the application.

Did anyone receive a call from Vanquish to say they been excepted did anyone miss there call and still get excepted - or do they send out a letter to say you been excepted.

How did they tell you you been excepted this is my first credit card application unsure how they give you the card.

Thanks
«13456

Comments

  • Neyo
    Neyo Posts: 67 Forumite
    why don't you call them and see how the application is going I am surre they will tell you
  • cifpower
    cifpower Posts: 6,502 Forumite
    If you are accepted they will call you first. They will inform you of your credit limit and APR, ask if you would like to take out PPI or do a transfer from your credit card to your back account.
  • thank you for the reply

    I have a few current accounts just thought i'd try for a credit card and pay off full each month
  • I applied with them. They never got back to me. Eff them.
  • I applied with them. They never got back to me. Eff them.

    I thought that no one was refused and that they almost give anyone a card !
    Is that not true then ?
    2010 - Goals

    1. on the long road to hopefully adopting a child - Home Visit 3 Feb 2010

    2. Planning to clear my credit card debt.

    3. lose weight.


  • Is that not true then ?

    Nope, it's not true. I've applied to them and they've turned me down flat.

    i've tried three times over the past few years, waiting at least 6 months between applications and they've always turned me down.

    i feel quite special in a way - getting turned down for a card that apparently gets given to everyone and the dog :)
  • I thought that no one was refused and that they almost give anyone a card !
    Is that not true then ?

    Not in my case!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    no thats true my mum and brother got accepted they declined me.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nope, it's not true. I've applied to them and they've turned me down flat.

    i've tried three times over the past few years, waiting at least 6 months between applications and they've always turned me down.

    i feel quite special in a way - getting turned down for a card that apparently gets given to everyone and the dog :)
    how bad is your credit?
  • sutton111 wrote: »
    how bad is your credit?

    Yes i was wondering that too - how bad is it to be refused ?
    2010 - Goals

    1. on the long road to hopefully adopting a child - Home Visit 3 Feb 2010

    2. Planning to clear my credit card debt.

    3. lose weight.


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