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Applying for first credit card
Hi all first time poster and hope I don't rile too many people with this first post. Basically I am looking to apply for a credit card for the first time, I don't intend on using it to buy many items or luxuries but want one for things such as petrol and other cost's and as a bit of a safety net in case I need to use it to…
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Buying Travel Money thru a Credit card
I'm a newbie to the site and cannot find anything on this topic. I ordered £1500 travel money thru RBS Royalties, paying it with RBS credit card - BIG mistake!!! Was charged £45 right away by RBS as it was classed as a cash transaction. At monthly statement time, I have been charged another £25.... On phoning RBS to query,…
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Paypal Plug-in Credit Card
I'm not sure if this is the right board, but does anyone know if paypal are still running their paypal plugin which will generate a one-off credit card number to pay a site from your paypal account? The links on the paypal site are dead, and the e-mail desk seems to be avoiding my questions. Thanks
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bank loan onto credit card
I've just taken out a loan with two separate banks with different interest rates both over five years (don't ask) and am now wandering if I should transfer the bulk of each loan onto a credit card with a whole of life transfer interest rate. My query is that because the bank interest rate on the loan is fixed do they just…
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Transfer from bank account to credit card?
Hello. I'm in the middle of moving to a free business bank account from the RBS one (which I pay around £500 a year in charges on!) I've got an overdraft of around £1500 on my RBS account, and I'd like to transfer this to a 0% credit card if possible. What is the best way of doing this? Is it even possible to transfer a…
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I think we may have found
a mini way out! Dh - Amazon card is 6.95 for lob First Direct Gold Card is 4.95 for 5 years (and will be paid off before then) Skycard - offer 6.95 lob (2k available) Virgin - 0% til Feb 09 (600 balance, will be paid off by then) Mint - 0% til November (900 balance, will be 50% by then) Dh - MBNA - 17.9% (1900 balance) -…
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Complaints about how we run this forum
Hi guys Regarding a thread we recently removed and the subsequent complaints, please remember the MoneySavingExpert forum isn't a free speech forum. So many thousands of posts are removed each day we just can't go around leaving explanations for every one, there isn't time. We'd much rather spend our time helping people…
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How important is the change of address?
I will move in a month or so and was thinking how important it's the change of address for future credit cards, loans, mortgage... I read somewhere that it's not good to move too often, that it will be on your file. I have 1,5 years since I am at the current address (I am on the electoral roll and everithing) and was…
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how long do you get to make purchases for them to be included in 0% offer?
Hi, I have a biggish purchase to make and am considering a credit card that offers 0% interest on purchases for a period. My question is how long usually do you have to make purchases to be included in this? Is it a month etc? if longer I could add in some more purchases to take advantage even more if this makes sense. Any…
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Flybe
Hi I got the Flybe's credit card for the free return flight on any of its European routes. I have how got the voucher so can I cancel the card?:money:
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American Express Platinum
Hi Can I cancel my American Express Platinum Credit Card after the 5% cash back has finish (after 3 months) and still get my cash back???:rotfl::rotfl:
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Going into credit on credit card?
Please can someone advise me. I used my barclays credit card to make a bet online. I won, but my winnings can only be withdrawn back to my credit card. Am I allowed or will I be charged for going over £600 in credit on my Barclaycard one pulse oyster account? I've tried their site but just got bogged down in information…
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Different offer given to one applied for?? Typing error?
Hi Iv applied for a capital one card using the links from this site, to use as a balance transfer card. When the paper work has arrived, contary to the application site, (that says 0% interest on balance transferes is till Oct 2009) Balance transfer is only till Oct 2008!Im thinking this might be a typing error /mix up as…
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HSBC application
On 25t April I applied for an HSBC credit card. I was rejected and I didnt appeal. However, on checking my credit report this month I see that HSBC made 2 credit card searches on 25th April and again 1 on 28th April making 3 searches. They wrote to me and said sorry they couldnt oblige but my credit score didnt meet their…
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Credit Card advice for a beginner please
I basically wish to have 1 credit card - I intend to pay this off each time I make a purchase on it, and would only be used for the occasional purchase. I currently have a debit card and the simple reason I'd like a credit card is for the occasional purchase from amazon.com (obviously they don't take a debit card) or if I…
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APR Rate increase Bank of Scotland
I have just noticed that the APR rate on my Bank of Scotland credit card has increased from 15.90% to 20.9% which is outrageous considering the credit crunch climate at the moment. I cant believe banks can get away with doing this, offer people a credit card at one APR rate and then increase that rate massively:mad:. I…
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which credit card ??
can any one help.i never had a credit card only debit card,but it has been stopped twice now by my bank ,because some one has tried to get into my a/c to get my money out.It's a pain to wait over a week for a new card.think it's time for a credit card,as i was told by bank staff it's the safest way if you buy online and…
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It's all come to a head
Hi guys, im new to the forum so take it easy. I CAN'T MANAGE MY FINANCES there i admitted it for the first time instead of pretending every think is ok. I did not know were i should have posted this but as credit cards are one of my problems i thought here was as good a place to start as any. I owe what i consider to be a…
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Barclaycard unable to set up a direct debit
Hi, I used to have a Barclaycard but didn't use it much and they stopped sending me statements. For some reason (probably because I hadn't actually cancelled it) they sent me a new card when one was due. I decided to use it again - thought having just one card for net purchases might be a good idea. Anyway. I asked them to…
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Store Card Help?
Hey, can someone let me know if this is allowed. A member of staff in my daughters work is being told by their manager to phone their friends to get their details to open a store card, therefore its not actually signed and no balance is put on it? Cheers x
