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Help with mastercard
I recently bought an Ipod for my son, paid with my mastercard! It has now been stolen and I would like to know if it is covered by the insurance or anything like that! I always thought things were covered when I used my credit card!?:confused:
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sneaky egg-card
Hi , I have recently been sent a letter stating they are closing my egg card account. This is fine as I dont use the account anyway. I took the card out in March 05 to pay for a wedding and some home improvements, set up a payment well above the minimum and put it to bed for a while. I have come back to it now and realised…
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Tesco " Pay at Pump" unease
I bought some petrol at a Tesco filling station ( yes, I still had some money left;) ) to the value of £20 but when I checked my online CC bill, it showed the transaction but it also showed another transaction for £1 which occurred one minute after my receipt was printed. The £1 is still showing as a "pending" item which…
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The best way to pay off an overdraft?
HSBC have suddenly changed their terms and conditions on my graduate account, and where previously promising to reduce the interest free portion of my overdraft by £500 each year, they have now said they are removing it all and charging 18.8%. To make it worse they have given me 21 days notice. What is the cheapest way for…
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Vanquis to be or not to be - Help !
Hi Everyone, I really need some help as Vanquis are starting to drive me mad !, I made an online application on 6th June, got the phone call from them telling me I had been accepted with a £250 limit on the 13th June and also told my card would be with me in 14 days (Also told about the 39p per £100 insurance on the card…
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Credit Card for Travellers
Hi, hope someone can help. I am going travelling in a couple of months time and need an emergency credit card. I don't plan on using the car for any reason other than an emergency, and will cut it up once I get home. I have never had a credit card before though, could anyone advise which would best suit me. Thanks.
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To Keep or not to keep credit cards..
I've tried to find an article on this but haven't found anything yet so if someone knows of one, please point me in that direction. If not, here's the thought.. I've got a number of credit cards (3 or 4) which I'm not currently using. I've got a further 2 cards which I actively use for cashback and a balance transfer…
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Credit Card Repayment worries
Ive been a customer with MBNA for about 6 years, i recently bought a load of new stuff for the house about £4500 worth, but i have now lost my job I have no insurance on the card at all, but was wondering the following If i agree to a re-payment plan with MBNA, say £10 a week or something, will they still make an entry…
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Barclaycard Balance Transfer - Same card twice?
In April I balance transfered two debts from my NatWest and HSBC credit cards to my Barclaycard at the existing customer rate of 6.9%. Since then I have had to use the HSBC credit card again and now have a balance of £400 on it. The interest rate for this card is 18.9% so I'm obviously keen to reduce this. My question is,…
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The best way to borrow £30000
Hi All, Me and my brother bought a house 4 years ago for £172000. At the time my brother put £30000 of his own money into the house. Well the time has come for him to move out, and me and my girlfriend are going to take over the mortgage (transfer the equity), the house is now worth £182500. That all said i borrowed £6000…
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Vanquis £250 and how to manage it ?.
Hi, Since I have been given a vanquis card with a £250 limit I want to manage it in a way that means I pay no interest but also get regular credit limit increases, now I will set up a Direct Debit to take the full amount, so I should not have to pay interest and I will NEVER take cash out of the card. I have heard the best…
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Gone Wrong Order Paid On Card - Global Supplements Help...
Hi I Bought Some Supplements From Usa, They Arrived Wrong/inferior Ones & I Was Overcharged On The Amount Agreed. Now They Want Me Pay Postage Which They Said Will Credit Before I Have My Money Back Can I Get Help Via The Card Company Ie Claw Or Reverse Payment For This Item Am I Insured?? Your Help Please
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How long for a decison? - Virgin CC
My wife applied for a Virgin CC on-line (for stoozing). No immediate decision was given, this is common as there is a notice of correction on her file. After 8 days she has heard nothing, is this common? Anyone got experience of Vigins time scales?
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Payment protection charge...
hi, i have got payment protection cover on and recently i did BT on my mbna card. i wasn't aware that they 'll take Balance transfer also into account while calculating payment protection cover fee. actually i totally forgot about this protection but while i did my BT i asked them is there any additional charge in my next…
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HELP!! My interest rate has increased!?! Can they do this without informing you?!
Hoping someone can help me!!.... I took out an MBNA card out last year with a £3000 limit when I signed the card it came with terms and conditions in that it stated: "Balance transfers: In the first 12 months from the account opening, we will change at the rate of 0.0 PA. After that we will charge a standard rate of 15.9…
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Horrendous credit history
Hi everyone I'm new so be kind :D I have horrendous credit. After a period of ill health and a severe drop in earnings everything went vert bad for me last year. I now have a total of about 8 or 9 defaults and a CCJ on my file! :eek::eek::eek::eek: Plus there may be more CCJs on the way as I'm unable to cope with the…
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On-X Maestro Pre-Paid - Good freebies
just got an email for this and looks good:- http://www.on-xcard.com/page.php?section=813 On-X rewards Apply For Your On-X Card Today And Receive The Following Absolutely Free! 8 V.I.P Ministry of Paintball tickets worth over £200 Each of your 8 V.I.P entry passes entitles you and your friends to a full day of paintballing…
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Virgin Credit Card another 0% offer
I have a virgin credit card whic I transfered a balance to at the begining of the year. This was at 0% and is due to run out in October 08. The have just sent me a letter saying that i can have 0% for balance transfers until April 09. Do you think that this is just for new balances or could I extend the current balance…
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Should I continue paying my HSBC credit card
In 2002, as part of a student package, I got a gold credit card. Everything was fine until I missed one payment, despite me offering to pay them what was on the statement, they closed the account so the card couldn't be used and wouldn't reopen it even with good payment history. Instead they accepted £80 a month, but kept…
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Barclay card offers - £40 petrol and MP3 player
I've got a Barclay's credit card - got one when they were doing a £50 in vouchers when you used it once. I spent about £2 and got the vouchers for Argos. This week I've had two offers in the post affiliated to the card: 1. Sign up to a 30 day trial of MyStuff and get a Digital Video MP3 player for free. According to the…
