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Credit Card Repayment worries

Ive been a customer with MBNA for about 6 years, i recently bought a load of new stuff for the house about £4500 worth, but i have now lost my job

I have no insurance on the card at all, but was wondering the following

If i agree to a re-payment plan with MBNA, say £10 a week or something, will they still make an entry onmy creidt file?? like black mark me or make a default against me? Even if i agree to repayment plan

thankyou in advance :)

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