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Robinson Way say they are coming to My House - Will They?
Hi, I apparently have a debt owing to HSBC from years ago, I have disputed this debt and requested a CCA from Robinson Way, they advised me that they could not provide this as the debt was for a bank account - I still asked them to provide proof which they have failed to do. Today they have sent me a letter saying that…
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Help
I've been in a lot of debt over the last couple of years (£12000) but I've slowly got myself out if it and now I've only got one debt to go (£3300)! But I'm a bit worried - I always thought my credit rating was pretty good because I always paid my debts on time. I did have a problem with my Egg Card where I went over the…
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ulster bank
i applyed for the gold card to stooz with about a week ago in my name and one in my mums we both got 3k each i managed to get another 600 extra on one. and to day i applyed for the other card and they gave one card a limit of 2k and one of £495 but on the 2k i used a diffrent bank account dunno if this made a diffrence…
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please help
I'm in a lot of debt and am £180 in arrears with my hsbc credit card. The interest is 19% ish and I'm geting charged £12 a month for being behind. The bank don't seem to wanna help me, what can I do??
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stuffed what can i do now
hi my bf has a lot of debt so ive been taking some of it on my own cards at 0% and 6.9% to try and help him out. i have cleared a barclaycard for him in the hope they would give him a 6.9% lob transfer but they have declined, dont know what i can do now i dont want to try and get anymore cards because i dont want to mess…
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clearing CC Bal monthly by Direct Debit
have just realised after several years that Nat West (plus maybe others , I havn't checked yet) have a another way of paying for the Champers at the shareholders meetings. If you clear your credit card monthly by direct debit the balance is deducted from you normal account TEN yes TEN days before the balance due date. The…
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Where did my 0% go?
As above, I guess its the credit card company's perogative to revoke their 0% offer, but sadly I was late with a payment on my Halifax 1 card (I was on holiday at the time). So not only did they whip away my 0% on balance transfers and purchases but also charged me £12 for the privilege. On reading their terms & conditions…
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reclaiming ppi on lloyds cc
:confused: Hi all, Being really silly here, just had all my statements back from lloyds and on them it says payment protection cover or card holder protection plan, so does this mean the same as payment protection insurance. Sorry just being really dumb! Thanks in advance
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Yorkshire Bank Credit Card
Hi I am new to this so please bear with me . I was wondering does anyone know if you can claim charges back on credit card when you are only making a reduced payment
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Section 75 Consumer credit act 1974
Hi all. I have had this problem for nearly a year now and still its ongoing. Just thought I would ask you lot for any guidance. I'm trying to sell my timeshare and stupidly fell for the Etoo advert and then went and paid them £850. As we all know now, they are a fraudlent company and thats not just me thats also from the…
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Should I close previously defaulted card.
Hi this is my first post, although I have lurked for a while... hoping someone could advise about credit cards. I've just sold my flat and have some money which I had planned to pay off some debts and save the rest. One have a credit card account with halifax with an approx. £500 balance which I will be paying off. In…
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First card, can i get 0% Purchases?
Hi there, looking at 1st card, self employed, 23, decent income one small personal loan. DO you think it would be obtainable to get one with 0% on purchases as im only needing around £300 cheers in advance...
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Negotiating A "Realistic Repayment" Advice Needed
I have received a letter today in relation to an outstanding credit card debt I have. The letter states that I should contact them to make a "realistic offer of repayment" but I'm not sure exactly how much that would be so I am looking for any advice as to what a reasonable repayment fee would be and also for any…
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Can you buy Euros on credit card?
strange question, but if i booked a holiday on a credit card, and then wanted to purchase euros, would the euros be clased as a cash transaction? or a purchase?
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Problem Please Help!? Advice required
On the 8th of April i paid off the remaining balance of my Mint Credit Card. On the 16th of April after confirming that the Account had a ZERO balance i cancelled the Card, and recieved a cancellation letter a few days later stating that the account was closed and everything was in order. On the 21st of April i noticed…
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Littlewoods personal finance problem
Hi, I have a credit card with LPF that I have not used in over a year and should have zero balance, January this year I received a statement from them with transactions totaling £320 that I had not made or authorised. Turns out the transactions wre to online gambling sites. I contacted LPF straight away and was told that…
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Transferring money from a card to a bank account
Hi, Does anyone out there know of a credit card apart from Virgin (already have this one and about to run out in september) that are willing to transfer money from the card to a current account, the reason for this is that I want to pay off an existing loan and put it onto a 0% credit card Cheers Dan
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Help-Stolen credit card aand abbey
Hi i had a credit card used without my permission and would like some help. I used the card in december at a shopping centre and the next day i couldnt find my wallet. The time between using the card last and finding it missing was less than 24 hours but when i rang the card company to cancel the card it had been used to a…
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clueless about credit cards!
hi ppl, i really need your advice about credit cards. im 23 and have just passed my driving test so im looking to possibly get a credit card to buy a little run around. im looking to spend around £1000 on a car and i got a quote for £700 insurance which means i would be spending rougly £1700 in total. i work 30 hours a…
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Monument Visa
I have just applied for the Monument Visa Card and they have accepted me, but hold on something is not ringing true here, they never asked how long I have lived at my address, they never asked for my bank details, they never asked for any of my previous address’s, they say they have approved me but it sounds too good to be…
