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Negotiating A "Realistic Repayment" Advice Needed

I have received a letter today in relation to an outstanding credit card debt I have. The letter states that I should contact them to make a "realistic offer of repayment" but I'm not sure exactly how much that would be so I am looking for any advice as to what a reasonable repayment fee would be and also for any negotiating tips. The balance on the account is £629.14 although only £340 was ever spent.

Comments

  • vwman_3
    vwman_3 Posts: 688 Forumite
    It would be better if you posted over on the Debt Free board, you will be able to get some very good advice there.......
    Aiming to be debt free....but still off target
  • Sil_2
    Sil_2 Posts: 29 Forumite
    vwman wrote: »
    It would be better if you posted over on the Debt Free board, you will be able to get some very good advice there.......

    I've just done that. Cheers.
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