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Pay Pal Credit Card
Pay Pal Credit Card Can any other money savers out there remember what the "freebie" or incentive with this card was? I have had it for about 6 months, used it 4 times cleared the balance and have not had the freebie or incentive which I have now forgotton!!:confused:
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Loans to pay off credit cards!!!
I have 5 credit cards and am trying to get a loan to pay them all off ao that my monthly payments are lower and the money is going to one company and not 5! Im going mad as i have been refused loans and dont know where to go to next. I really need to get my payments lower as i really can afford what im paying at the…
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Warning - Ulster Bank Card £23 Charge
Well I am pretty unimpressed with Ulster Bank at the moment. Having just closed my card after paying off the balance (free BT) I now have a charge of £23 from the Irish Govt which apparently is the charge for having a card!! I am shocked and disgusted at this especially as I am a UK consumer and Ulster Bank never…
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Virgin life of Balance 6.7%
and No BT fee. Check out beatthatquote website as it is exclusive to them. It's NOT on the virgin website. I currently have two MBNA card owing a total of £4300 with £12,500 credit. I have been accepted for this new deal (that makes 3 MBNA cards), reducing the two previous cards to £4,500 limit and my new one at 6.7% to…
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Cards NOT currently tightening the screw?
Hi, this post might be better in debt-free wannabee so happy for it to be moved! I've currently got four credit cards, all pretty near the limit. Over the last six months I've managed to stabilise my finances and with a pay rise coming this month I'm in a position to begin snowballing. One thing that's of concern, though,…
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Interest Free Period - Query
Good morning Folks of the Forum - I have a question: I am a credit card tart - and proud of it!! However, I took out the Buy and Fly Credit Card in September last year on a 6 months interest free balance transfer. The offer ended on 26 March 2008. My statement came through on 10 March stating an outstanding amount of…
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Low APR for purchasing currency
As the title says can you guys advise a card that has a good APR for currency purchases and use abroad. Any help is appreciated.
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Lied to!!
When I phoned up to see if I had been accepted for an American Express (I applied online) the man said yes, and the account had a £1400 credit limit. Great, I thought, that's not too bad. HOWEVER My mum has just used her card (as an additional cardholder) for the first time and MY available credit has gone from 700 to…
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American Express Cards
Are Amex cards harder to get accepted for than other general credit cards? I have 3 credit cards, but I've changed my address alot in the last couple of years so wondering if applying for and Amex card is a waste of time?
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help, help,apply problem
The case is like this: When I first come to UK last Sep., I applied a bank account. During the application process, they asked me to answer the "address time" question. Someone told me that I needed to fill in the time more than three years which would look better. Then I followed and filled in three years. I know it is…
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Late Payment Fee....when account account was credited?
Hi guys Back in Jan for the period 08 December 2007 - 07 January 2008 on the 1st of January I received a late payment fee. As per my previous statement 08 November 2007 to 07 December 2007 it says - 'If you make the minimum payment of £ 25.00 and it reaches us on the due date of 01 JAN 2008, your estimated interest is…
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£1500 on my credit card... advice needed asap!!
Hi, I have £1500 on my barclaycard credit card which is due to run out of the 0% intro period. Do I: a) pay the £1500 off with savings I currently have b) transfer the full £1500 to another credit card and pay the 3% transfer rate and pay it off in May 2009?! Need to decide asap so I dont get charged the £17 interest,…
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Best credit card for someone with bad credit rating?
Hi there I have tried to get a credit card for ages and everyone refuses me, does anyone know of a credit card that would accept me? i dont have any CCJ's just a bad credit rating i think! Thanks Jayne :confused:
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MBNA Cheques?
Hi i just got through i letter which is perfect timing as i need some money transferred to my current a/c to get some extra cash for nexr couple of months just need to know The MBNA cheques that i got on my a/c they are included in my 0% till Feb 09 yeah? if i just write one out tomorrow and pay it into my current a/c this…
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flybe free flights offer - any luck anyone?
Has anyone who signed up for a flybe credit card to take advantage of the free flight offer had any luck in getting their voucher and claiming their flight? I saw forestGump post in another thread that to do so you might have to phone a premium number that will cost at least £1 a minute and is possibly a bit of a money…
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Credit card Dilema
Hi my Dad managed to run up large bills on credit cards some being joint accounts. We have been paying back a fixed amount for the last 2 years. I have heard that some credit cards will accept a one off lump sum payment for a certain amount and right off the rest of the debt. Is this correct as if it is I am in a position…
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HSBC Credit Card - Adjustments to your Account ?? !!!!!!??
Hi All, Long time reader, first time poster. I have an HSBC Morrisons Credit Card (had it for years; spend £1000 get £15 vouchers or some such nonsense). I always pay the balance off in full every month; as I use the card mainly for online purchases or larger purchases from brick and mortar stores. Anyway, while checking…
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Card repayment cover and fee's
Dear all I have just recieved my Credit card statements from RBOS and to my shock i have been charged around £752 on late fee's and overlimit charges(overlimit charges are due to them lowering my credit limit i might add) and i also spotted a repayment cover insurance at 78p per £100 adding to a further £400 to the balance…
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Is MBNA Classic MasterCard = Capital One Classic Visa?
I've noticed MBNA also have a product named "Classic". Does this mean that it is targeted towards people who have bad/no credit history like the Capital One Classic Visa? The interest rate on this MBNA Classic is the highest (at 17.9%) among other MBNA cards. Anyone have any idea?
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Credit card stolen - can anybody help?
Hi all, My hubby recently had his wallet pickpocketed (from a zipped up pocket on the inside of his coat) while he was in a Starbucks near work in London. He was alerted almost immediately by Goldfish who phoned him and asked if he was withdrawing cash at an ATM (he has never ever used his credit card to withdraw cash…
