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Living in US need balance transfer card
I have lived in the US for 2 years but still have an IF account back home as well as a Sainsburys credit card. My mum died recently and we are having some unforeseen delays with probate. I foolishly bought some stuff when back in the UK when I thought it was almost done and dusted and now I'm staring at a huge interest…
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Keeping Zero Balance Credit Cards
Hi All. I have been slowly paying off credit card debts, and now have an embarrassing number of cards which have zero balances. Is it best to keep these for a emergency or is it better to cancel the accounts and cut the cards up? I have: MBNA A & L Amex Blue Marbles Barclaycard Gold Barclaycard Platinum LloydsTSB…
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Quick CC question
I have recently balance transferred to a 0% card and currently have 2 other CC's that are empty, completely £0 balances, is it better to close these or leave them open and not use them? i am not in danger of using them at all, so thats not a issue! thanks
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please help getting rid of my visa
i have a visa of £1,500 and trying to get rid of it.i pay £100 a month but with high interest rate.ive paid £300 already.what is the best thing for me to get another card or loan.i want to get the most of my £100 repayment without paying other chargers.please help...thank you
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Need some advice please !!
Hello just in need of some advice please as ive never had any credit cards before . I need about £2000 (towards a car) rather than going through bank etc and paying way too much back , i was looking into getting a credit card. hopefully a 0% interest for 12/15 months. in that time hopefully will pay it off or if not at end…
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Boss of EGG resigns !!
Just heard the announcement
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Major problems with my new MINT Card.
Hi guys long time reader first time poster. SO i applied for a Mint Card 2 weeks ago and was accepted online and given a limit of £4k. The reason for the application was to set up a a balance transfer on a large purchase which i hoped to clear in 6 months or so. The balance transfer went through last week no problem. I set…
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credit card questions
I have £400 on an old HSBC cc i got when i was at uni. it has a £500 limit. and at the moment i am paying off minimum payments as i cannot afford to cripple myself with one lump sum. I also am in the need of making a purchase for my new venture as a photographer. this will cost about £450. I want to make this purchase b4…
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Nationwide card - emergency
Hi all, I've hit a complete emergency here - some !!!!!! american company put a fraudulent transaction on my card today which was picked up by nationwide fraud. They phoned me and have basically ordered me to cancel my card as I won't have any protection on any amounts spent on it. All well and good? No, actually it's…
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credit limits
i want a credit card with the biggest credit limit .which cards are the best???
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Using credit card to pay regular bills and direct debits
I have several direct debits set up to pay monthly bills and a standing order for rent however I start a new job in two weeks and am struggling to pay them. I have a very small overdraft. Can i use a credit card to pay these direct debits until i get paid? If so how?
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A Petrol station hasnt taken money from my Credit card.
Its been nearly a month now since I used the card at a petrol station using their 'pay at pump' system. The same station has also not taken money from my partners debit card. It was an automated card machine. Is there a limit in which it has to show on my credit card? Im not too fussed when they take it, but my partners…
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"Residual Interest"
Until recently I had 3 credits all with a fairly hefty balance. I fortunately found myself being able to pay-off all 3 cards in full. One card I sent a cheque on receipt of the statement but 2 I telephoned, asked for a balance to settle the cards in full which I was duly given and paid the advised balance there and then…
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First Direct Free 6 Bottles of wine
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Unexpected Self Assessment Statement
I’ve just received an unexpected Self Assessment Statement, saying I owe the Revenue and Customs a large sum of money. On checking my tax return, I notice that my error was to put my Annuity contribution figure into box number 14.1 as has always been the case. This year however, the Revenue and Customs have changed the…
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Egg Money vs Egg Card
Can anyone explain the difference. The Egg Money card is a credit card with a low interest rate and the possibility of earning interest on any positive balance. Why would anyone choose an Egg card with a higher interest rate? Am I missing something?
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new to board help required
hi there, new to board, just like to ask anyone for help , what it is i have £1000 on a credit card which i now pay interest, which i would like to pay off,also i have been giving a £1000 as a bonus, the thing is i have booked a holiday which i do not have to pay until may,i will be paying it with a credit card (as it is…
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help please. about debts sold to third parties
I have several debts which have been passed on by the credit card companies to third parties. I have requested (both verbally and in writing) that these third parties send me copies of my origonal credit agreement and statements (during this time I have been making the payments agreed.) this is so I can check the ppi is…
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Advice on credit card
Hi wondered if someone could help..I've never had a credit card before, but my other half has. He is just about managing to pay them off each month. He now has a low credit rating. I think mine is ok, so do you think I would be able to get a card, and transfer a balance from one of his cards on to mine? I wanted one that…
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HBOS credit card closures offered me a deal on my card
I rang HBOS and tried to shut my credit card with them now I have cleared the balance. They have offred me 3% balance transfer fee and 6 months interest free, then it reverts back to 22% then. Should i take this and switch the balance of my MBNA card for 6 months then se if I can get a better deal from them again in 6…
