We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Need some advice please !!

Hello just in need of some advice please as ive never had any credit cards before . I need about £2000 (towards a car) rather than going through bank etc and paying way too much back , i was looking into getting a credit card. hopefully a 0% interest for 12/15 months. in that time hopefully will pay it off or if not at end of 12 months , ill do a balance transfer.

just wondering if this is my best option as ive never had a credit card before and am i able to get the cash straight away? also who would you recommend ?

Thanks for your time!

Comments

  • Superheavy
    Superheavy Posts: 468 Forumite
    The type of card you can get, then BT (balance transfer) rate and your credit limit depend on your credit history, and your own personal circumstances. A lot of it will depend on what you earn, and whether you've had any sort of lending before.

    As for recommended cards, check out the Cards/Loans section on the website and you'll get some top notch advice there.
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.