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Lloydstsb Credit Card Swop
Recently Lloyds TSB have been changing their existing customers credit cards over from Platinum, to Airmiles Duo or Mastercard. When I looked into it I realised that the latter was the best deal as they would offer 12 months 0% Balance transfer with a 3% fee, whereas the duo cards where only offering 6 months. However, as…
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What is your highest credit limit on a CC?
Mark123 post recently that his limit is being reduced from £22,500 to £500 by FD. My highest CC limit is £15,900 with MBNA. What size is yours?
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Barclaycard Online Registration
Hi all Experts, Can anyone tell me am I the only person in the UK having problem registering an online Barclaycard account due to the reason (so it says) it only work in Internet Explorer version 5.5 or 6.0. Not even 6.0.0.9.1.2......? I've been struggling with this issue for over 2 months even revert my Internet Explorer…
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Hsbc interest on purchases charge
HI. I have Just noticed on my credit card statement that, HSBC have suddenly, with no notification, started charging me interest on purchases:confused: ???? I Telephoned them immediately and they've agreed to remove the charge. Has this happened to anyone else? A warning for all you old HSBC customers out there, to check…
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Changing credit card in Spain
:mad: I live in spain and have a credit card in England. how can I change my credit card (to cut interest ) when I need a UK address. My present credit card has my Spanish address Mike
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Total Interest Charge
Hi, I made an application for a HSBC 0% for 12 month credit card. I need this solely for paying for my exams (which my work pay for). The way my works expenses work out I need to pay for the exams and claim them back the following payday. The idea being I can put it on the card claim my expenses and pay it off in full. The…
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Post Office Credit Card and Payment Protection
I've never taken payment protection when I sign up for credit cards as I don't believe they are worth the money. I had my first bill for my Post Office credit card and it had my balance transfer on it BUT it also had a charge for payment protection. Now I am 99% sure I never signed up for it so I called their customer…
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Abbey misentered half my details on CC application
Hi MSErs If you applied for a credit card over the phone and then got a decline letter back showing half your details were incorrect, would you feel your application wasn't given a fair chance? WHat would you expect back from the company in reply to a complaint letter? (scrub the credit search, review your original…
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Prepay credit cards?
Hi Im thinking of getting a prepay credit card. I want it to shop online with, open a ebay account etc. I have just a basic bank account that I cant currently upgrade to a current account to get me a debit card, as I dont have a passport(must get one sorted!) and my provisional driving licence(must finally pass my test…
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Realisitically, how easy is it
to get a credit card? I have 2 platinum cards, yet i live with my parents and earn £19k a year. I was under the impression you had to be a homeowner or earn mega-bucks to get the best credit deals....
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clearing defaulted credit card
Hello there, I recently was turned down for a couple of loans and started to wonder how this could be as I have never had any financial diffculties in my past. So I accessed my credit report from experian and one entry stood out. It was for a MINT credit card which had been defaulted. This must be why my credit score is at…
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Beware!!! 3% Cashback From Royal Bank
I recently got a letter from Royal bank of Scotland, offering me "3% CASHBACK on purchases till end of April!" It was a card I already had, but was not using, and the letter said there was no application process, I could just use the card straight away to benefit! Seeing as we put all our spending on a credit card, and pay…
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Help!
I paid off my Egg card in February, my statement shows the payment going through on February 14th, I have not used that card at all in nearly a year, I just logged on and found that they have charged me just over £3 in interest on March 7th. How can they do this if my account has a £0.00 balance??
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Capital One - Warning - Refusing to refund under consumer credit act
Can anyone help? Capital One are refusing to act and refund a card payment I made claiming that they are not liable if goods/ services are faulty only if you do not receive them. I booked a holiday and paid using my Capital One credit card. When we got to the hotel the pool was closed for 5 weeks and there were building…
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How long should my application take?
Hi I was wondering if any one could give me advice. I applied for a Tesco Clubcard Credit card online on the 4th, and as they couldn't give me an answer online they said they would let me know by post. However I haven't heard anything yet, which I'm guessing is a bad sign. The thing is I'm not sure if I've been added to…
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Didn't tealize the crdit card interest scam, do you?
I am insensed as to what I found out tonight! We had a balance of £350 on our credit card and paid off all bar £6.99 (as this was to come from somewhere else). Then I forgot to pay the 6.99, so that was oustanding. The new statement came through as owing 6.99 plus 6.38 interest. When asked why the interest was so high,…
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So much for the credit crunch!
My husband and I (that sounds very royal) have large debts, we have a huge mortgage and several credit card debts. We pay off the minimum each month, but the chances of us ever paying off the total balance without winning the lottery is zero. Despite this we are INNUNDATED with offers of more credit. We receive something…
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When the ATM eats your card..?
When the ATM eats your card, and you get issued with a new one, will it have the same expiry date as the old one?
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Stupid question, but not good at all this
If I transfer my 3600 credit cards debt onto new ones at 0% for balance transfers, how do I work out what my min payment will be. I cannot afford the £160 a month I am paying at the mo and would like to cut this down for the time being until I return back to work after having a baby. But I am trying to work out what my…
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lloyds tsb
sorry if this is in the wrong section i have had a lloyds tsb credit card for a number of years which i pay ppi on in 2003-2004 i became a full time carer and struggled to pay my monthly payments to lloyds since reading some of these posts it got me thinking as to weather i should have paid it or claimed on my ppi if i…
