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Mbna
Anyone applied for an MBNA credit card recently? Applied two weeks ago and still have heard nothing, called them up and was told "due to high demand applications are taking much longer"?
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Applied today for 2 cards, one gives £750 other £4800 ??? How do they work
Hello I wish we could find out how different organisations scored you because obviously it is not just based on your credit rating. This morning I applied for an egg card because I have a balance I will be wanting to transfer soon (£3000). They didnt ask me about my balance transfer and I got approved for the card for…
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Citi Card
Is there a way to work out when a payment was due from the statement date ? The reason I ask is that hubby has been given a late payment charge on his credit card and I am pretty sure that I made it in time.....unfortunately the payment date was on the front sheet and this has been shredded. (I know I could get hubby to…
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Payment Protection
At the end of February i paid off in full both my Mint credit card. Went in today and my new balance is £30.19 for paymeny protection. There is was no balance so i assumed there would be no need for pament protection, but why so much?
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Nationwide Cr Card erroneously charging interest
Beware of getting an interest charge shown on your account at present even if you've paid off the full amount. This happened to me this month and I'm told it was a mistake caused by trying to do some changes to the system. BTW, don't bother trying to call them - I hung on for 30 mins plus before getting the call centre.…
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Robinson Way- bank account they say no CCA
Hi, I have disputed a debt that Robinson Way a DCA have been chasing me for realting to a bank account. I sent off a CCA and they have written to me today advising me that their client HSBC have said that their is no credit agrement and thisdebt relates to a bank account and therefore no credit agreement was signed. My…
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Morgan Stanley/Goldfish
I have had a Morgan Stanley (now Goldfish) credit card for some years. I use it regularly, but rarely go over 20% of my credit limit, I always pay it off in full each month. I have been phoned on several occasions when "unusual" transactions occurred on my account - all bona fide. I recently got caught up in the Maxjet…
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BT and DD
I did a BT from Halifax (interest 23+%) to 0%. I rounded up the payment to the nearest 1,000 (just 3 pounds over) based on my previous statement. I expected that I would pay interest on the outstanding balance from last payment to statement and then some residual interest, as in T&C. I now have my last statement and was…
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lloyds increased credit limit
LLoydsTSB have increased the credit limit on my airmiles duo card from 3000 to 3650. Does this mean my credit rating has improved?
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Will The Electoral Roll Help Me Get A Credit Card?
I can't for the life of me get a credit card. I lived abroad for ages so my credit file is pretty thin. There's nothing negative on it. The problem is, there's virtually nothing on it at all. Only been back in the UK 6 months or so. I applied out of the blue for a current account with a bank I had no prior relationship…
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landlord
i am new to this site and just trying to navigate around it so i hope this isnt seriously in the wrong place?! i was having difficulty posting in a few forums as it said i couldnt post Myself and 2 friends, have to move for our jobs with a company, and we rented a place in Swindon with 3 bedrooms. We each paid our £400…
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1st credit - help needed
Hi iam new to this so any help wouldbe appreciated. i suddentl out of the ble got a letter from this comany saying i owed them money fro something i bought via Dixons in 2004. it seems for some reaosn my final few DD didnt go through anyways now i get a massive bill. i worked outt aht i actually owed them £46.00 so i sent…
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Credit Card charge
I have been paying off my credit card on time but recently I wrote a cheque for £252.00 instead of £252.20. It was a genuine error on my part in not reading the 20p. I have now been charged £5.17 for that small error. I am quite annoyed and wonder if there is any purpose in complaining.
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Waiting period after clearing before new BT?
Hi All I recently BT'd my MBNA balance away to a 0% card elsewhere (as they wouldn't give me 0% as an existing customer) but no sooner had I done it than MBNA offered me 0% again on BTs (!) so I've immediately done another BT back to MBNA (not for their original balance that I took away but for another card balance that…
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what is the best credit card for dubai
what is the best credit for purchasing items in dubai and for getting some cash in dubai (is there a 0% one for cash advances) thanks
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Tarting....
...I've got a credit card with Halifax which is 0% interest until Feb 2009 with a balance of £1050 (car insurance), a Virgin credit card that I've never used with £2300 limit and 0% on balance transfers until Feb 2009, an overdraft of £1400 with Lloyds TSB and an account with NatWest which I use as my main account so I…
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Additional cardholder... Effect on their credit score??
Hi guys, Just a quick question... I have just been approved for Cap One credit card. Very pleased, as this will help me build up a decent credit file (not that it was rubbish before, just pretty much non-existent as only moved over here 2,5 years ago). The question is: my gf's credit history is pretty poor due to a divorce…
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Credit Card - HELP!
Hi I would like to boost my credit rating by getting a CC to pay for my shopping monthly while using the cash to pay off the balance when the statement arrives. I've got a loan with Lloyds TSB which is up to date, no missed payments. A mobile phone contract with Orange, 9 months in £60 per month, paid on time each month.…
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Egg money credit card
I hava an Egg money credit card in credit. I was told that if the account is in credit, the card is actually a debt card rather than a credit card. For example, if you withdraw cash at ATM, you will not be charged. My question is can I make a payment to another credit card using Egg money card? Of course I do not want to…
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2nd balance transfer but different rate = good move?
I'd appreciate some advise. I am paying off a balance transfer with Barclaycard 4.8% interest until repaid (£1360 to go). They have recently offered me another chance to transfer a balance at 6.9% until repaid. I fancy going for this as my other card is charging 17.9% on purchases (£1230 to pay back). I need to know if…
