Credit Card charge

leder

I have been paying off my credit card on time but recently I wrote a cheque for £252.00 instead of £252.20. It was a genuine error on my part in not reading the 20p. I have now been charged £5.17 for that small error. I am quite annoyed and wonder if there is any purpose in complaining.

jonesMUFCforever

If you pay off each month why not set up a direct debit to pay the full amount?

It might be worth a phone call to see if they will refund the interest but they are not obliged to do so.

NickX

Have a read of this thread :

http://forums.moneysavingexpert.com/showthread.html?t=797589

A poster had the same problem as you, turns into quite an amusing read :rotfl:

Thomas_Crown

leder wrote: »

It was a genuine error on my part in not reading the 20p. I have now been charged £5.17 for that small error. I am quite annoyed and wonder if there is any purpose in complaining.

It was YOUR error. You have no cause for complaint! Phone customer services & ask nicely if they will waive the interest on this occasion. They may let you off this time particularly if this is your first ''offence''.