-
Trace an old Credit Card Account
I have recently got access to all my credit score records and to my horror i have an outstanding credit card at an old address. Through the credit scoring agencies i can get the number of the card, however, they can not tell me who the card is with or help trace it. Obviously I am worried, is there a way of tracing old…
-
credit score advice!
Can anyone help me please - I have taken Martin's advice and check my credit score on the 30 day free trial. Could anyone explain to me as I still cannot understand my credit scoring which states I am considered as a 'fair' risk with a figure of 827 out of 1000 :confused:
-
Warning-is your account REALLY closed?!
I Just tried to re apply for a balance transfer with egg which you can do after 12 months of closing a previous account. When applying online I discovered that my account was still active and that the available balance was still there to spend. I spoke to them and they insisted that my account was closed Jan 2007 and that…
-
How to juggle this bill?
Hello, Hoping for some friendly advice. As you can see from my sig I've several cards with outstanding debts, most at 0%, that I've been paying off for a few years now. We've just received a nightmare unexpected bill for a blown head gasket of £1500. I'm wondering what to do and my options are these: Pay half cash from…
-
PayPal Mastercard ~ Cashback... ?OK
I'm considering getting a PayPal MasterCard as the cashback and special offers seem to be better overall than the AMEX Nectar card. Any comments would be welcomed, thank you. Mike ~ Leeds
-
Less Than 15 Days To Pay The Balance??
Ok, I agree I'm a bit of a novice when it comes to credit cards but it sounded like a good idea to get a tesco credit card. Come the second bill it transpired I'd not paid the balance of the first by the due date and they stung me £12. When I looked further the bill was issued on the 5th. I didn't recieve it until the 11th…
-
How do I answer this question..?
I'm currently on the lookout for my next best CC deal. I've noticed on the applications that you get asked if you've "defaulted on any credit payments in the last 3 years". In 2005 I entered into a "payment arrangement" with Halifax and its been noted on my credit file-but I hadn't missed a payment or made a late one and…
-
Barclaycard 5 days old drama... re: credit limits
Hi all, I have ben reading with great interest the Egg and Barclays threads re: current situations with credit limits and closures, what i would like to ask is this: What has hapened to my card in 1 week of opening to change my limit? I was given £1850.00 credit limit last week when i applied. Didnt max the card out - tho…
-
Prepaid Debit/credit Cards
I am unable to get a credit card and also I no longer have a Switch card, I am seriously thinking of getting a prepaid card, and have already looked at various comparison sites. I actually think it would be cheaper in the long run to get rid of my bank account (due to ridiculous charges) and pay possibly only (up to) £10…
-
Credit card purchase hasn't hit my statement
On December 30th I paid for some fuel with my Capital One credit card (about £50) at a garage that had only just been refurbished and reopened (it was a Texaco petrol station previously, and had transformed into a Somerfield mini-supermaket petrol station). But the £50 has never hit my credit card, and it isn't showing as…
-
RBS shocking customer service!
I would be really grateful for some advice regarding my mum's RBS credit card account. My mum is in her late 70s and seems to be suffering from dementia. She doesn't use her credit card but last year (Feb 2007) I offered to do her grocery shopping online with ASDA using her card. I didn't realise at the time how bad she…
-
Abbey interest rate hike of 47.5% !
Not sure if anyone else has had one of these yet, but I didn't spot any posts about it... I received notification today that Abbey were increasing the interest rate applicable to my credit card from the existing rate of 18.9% to 27.9% from March - a rise of over 47% I don't have a debt problem, although I suspect i'm not a…
-
Advice please. Virgin charging interest although balance is clear.
Hi, I have just finished paying off my virgin card. I have just checked my next statement online and it shows that I have been charged £3.41 in interest. I dont understand why. I have looked through the t&C but cant find anything about still charging interest on a clear balance. I was wonering if it has anything to do with…
-
Do Capital One UK offer MS Money Statement Downloads?
Hi all One of the problems with the Egg Money cashback card is that Egg do not offer an option to download your statement into popular home accounting programs such as Microsoft Money or Quicken. Is anyone with Capital One UK able to confirm if they let you do so?
-
Card Cancellation
Can you take issue with card companies if they cancel your card? I had an Egg card which I rarely used and transferred a balance to it. I have paid that off by direct debit over a period of time and am still paying it off. I have had d/d's returned 3 times over the last couple of years and have sent a chq in payment. I…
-
reclaming after BR
Hi all, I was officially dischaged from bankruptsy not long ago and was wondering if it is possible to reclaim the fees that i incurred on cards that were included in my BR ? I know this is a bit cheeky but why shouldnt i if it is possible... Many thanks.. Jamie
-
Minimum payment on Virgin card?
Hi all, Firstly, apologies for yet another Virgin post (think this makes 4 on the board at the minute!)... Secondly, can anyone please confirm the minimum payment on this card? I've just been told that the maximum I'll pay is 3% and although that's fine, I thought it was a fiver.... Is there a standard rate of minimum…
-
Virgin Credit Card
After transfering a balance on a 0% for 15 months (0% on new purchases for 3 months only) deal to Virgin in Sept 07, I have received a staement charging me interest this month. When I rang them to query it they said that I had made a purchase in October 07 (which I paid off in full at the end of Nov 07) but that meant that…
-
advice please
Hi all basically whats happened is that i had a car crash and been waiting to be paid out for nearly 3 years it was promised for christmas just gone in november i ordered a new car which is coming in march. the money hasnt turned up and now i need to either 1. take a loan out and get my car 2. take finance out and pay it…
-
WARNING! Virgin (MBNA) increasing interest rates!
Please look at you virgin credit card letters with care. They are increasing interest up to 34.9% Our's went up to 29.9% We are good payers, always on time and well within our credit limit. Thay are also increasing minimum payments to 5% or £10 The only thing we have done is set up a direct debit as Martin suggested! We…
