PayPal Mastercard ~ Cashback... ?OK

mikeupd

I'm considering getting a PayPal MasterCard as the cashback and special offers seem to be better overall than the AMEX Nectar card.
Any comments would be welcomed, thank you.
Mike ~ Leeds

benf90

mikeupd wrote: »

I'm considering getting a PayPal MasterCard as the cashback and special offers seem to be better overall than the AMEX Nectar card.
Any comments would be welcomed, thank you.
Mike ~ Leeds

The cash back / special offers that paypal give are basically like quidco and other cash back sites, so you don't get cash back on everything you buy, you only get a discount from certain online shops.

More details here:

https://www.paypal-offers.co.uk/page.do?page=howItWorks&type=-1&subtype=-1&currentTab=howItWorks

Paypal offers can be used without a paypal credit card, you just get a lower % cash back.

If you're looking to maximise cash back then you may be better off getting a credit card which gives cash back on both online and offline purchases (AMEX platinum moneyback / Capital One Cash back / Egg Money). Then, use that cash back card with a cash back website such as quidco.

Details about cash back cards here:

http://www.moneysavingexpert.com/cards/cashback-credit-cards

If you want to compare different cards you can use the 'RewardsChecker' on this site

http://checker.moneysavingexpert.com/rewards/

Then, to maximise your cash back you can get for spending online, you can use this tool:

http://www.moneysavingexpert.com/shopping/cashback-sites-comparison/

If you want to see how cash back sites work (paypal rewards is one of these) then take a look at this guide:

http://www.moneysavingexpert.com/shopping/cashback-websites