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Egg 15 Month 0% Deal
I already have an egg credit card with a 15k limit with no out standing balance but have noticed they are doing a new deal for new customers its 15 month @ 0% i've thought of calling them to cancel my current card to see if they can /will offer me a new deal . Has anyone else tried this before ? All help welcome
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cards which allow overdraft transfers?
my girlfriend is struggling with money at the moment so have sat down with her today and looked at her sums, she has £3700 on a virgin card and £750 overdraft, she has been paying £200 a month to card which is causing her overdraft to become what it is, my own view was get a new card out % free and put virgin debt and…
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lloyds tsb no longer issuing visa credit cards??
has any one else received a letter from lloyds, i had one today which seems to imply that they will be closing my current credit card (classic visa) and will be offering a replacement. they state " as part of our ongoing commitment to giving you excellent products, weve currently reveiwed our credit card range. the outcome…
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Egg - general info some may find useful/interesting
I've looked at these forums (the MSE forums in general, not specifically the credit card one) many times before but never really felt the need to post as usually by the time I’ve read a question its already been answered by someone else. Anyway, I work for Egg and just thought I would post some general information that…
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Min repayment v standing order
Is there a calculator to work out the repayment time on a credit card that has a fixed monthly rate as opposed to a min payment. I have a credit card with HSBC with a balance of £4000, my min payment is £98.06, and using the calculator on this site it would take 44 years :mad: So I have set up a standing order for £100 per…
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Poor Credit Score + Student + Large Balance On Credit Card = :o(
Hi, I've been with Morgan Stanley (now Goldfish) for a long time now, probably 3-4 years. The reason I got their credit card was because it gave cash back, 0% for 6 months and it was a platinum card so I felt elite! :rolleyes: Anyway, long story short I left work to go to uni a 2 years ago, and my credit card bill was…
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Balance Transfer to Pay off Loan?
Hi Guys, I'm very much a newbie when it comes to credit cards, and up until a few months ago I was shuddering at the thought of even getting one. I've been pondering the thought for the past couple of weeks, of getting a credit card from virgin to transfer the balance. However, i'm not sure how it would work for me.. I've…
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Debenhams mastercard
i recentley opened debenhams credit card due to a discount available on purchases. well i used it a couple of weeks back for a pair of jeans. when the statwement came, i stupidly mislaid it n just before christmas, i didnt want to go over the payment date (learnt that lesson from previous credit card last xmas holidays…
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Cash advance and interest question
Hello, I have a question about cash advance and interest. We took out a HSBC credit card with 0% interest for 12 months. We used it for our holiday in the USA and did use it for some cash advances as we knew we would be paying off MORE than the cash the very next month. We have done this with previous 0% interest credit…
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How do i get a Credit card question
Okay, strangely enough i've never ever applied for a credit card before, so don;t really have a clue what to do or how long it takes. My current credit card is from my bank (HSBC), so that's the only one i have ever used, though as the interest is something ridiculous (above 20%) i thought it's about time i got anothe…
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BREAD Card - No Longer Best Pre Paid Credit Card
Hi Everyone, There is an article someone on MSE which describes in some details the pros, cons and options concerning prepaid credit cards. I am an exisiting customer of www.breadcard.com who provided me with (for £10) a Maestro card which only costs 25p to topup (via BACS/S Order) and did not incur any transaction fee's…
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Shell Mastercard from Citi
I'm fuming....I got a Shell Mastercard from Citi on the back of the promo of using the cashback to pay for my fuel, only to find out that my local "Shell" garage is a franchise and is therefore not included in the promo (so says Citi when I rang them to ask why my rebate is not being offset against my fuel purchases).…
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Interest On Credit Cards
is it possible to stop the interest you pay on credit cards if you are struggling financially?:confused:
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which are the easiest credit cards to get
[FONT="]I have about 50000 of credit card debts which I am continually rescheduling with different companies and have been doing for about 2 years now always keeping under the 6% introductory transfer fee plus interest rate barrier. My credit rating is very good even though I have this debt. But every 6 months or so I…
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MBNA Credit Card interest
Happy New Year to you all. In November 2006 I applied for and was approved for ab MBNA Platinum Plus Credit Card. I've decided to give myself an extensive money makeover so I've been wondering about whether I should transfer my balance to another card before interest kicks in. The thing is, and this may sound really daft,…
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advice please - paying a bill by credit card?
I'm due to pay a £17,500 bill by the end of Jan. I've set up a remortgage for £20k. I would like to know whether I'd be better keeping my £20k in my online saving account (AER 4.40%) and paying the bill with a cheque from my credit card (cash advance and cheque handling fee 2.99%) and then immediately paying this off by…
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Credit Card Protection
For many years now I have insured my credit cards/store cards/passport etc with a Barclaycard protection policy (via Sentinal) and over the years the annual preminum has gradually crept up from about £14 to £20 for my most recent policy which is due to expire on the 13/01/2008. I recently received a renewal notice…
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Barclaycard Credit Crunch Shenanigans?
I have just had a very bizarre experience with Barclaycard. I have been a loyal BC customer for nearly 10 years now. I hold a gold card, with a credit limit of £10,000. Apart from one bought of identity theft 18 months ago (costing BC about £200) I have been a model customer. I have always paid off my card in full at the…
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getting a credit card with bad rating
ok ive been trying to get a credit card but have been refused because i have a very bad credit rating,i have only tried the abbey but i imagine most banks will be the same,does anyone know any banks or companies that would give me a card.thanks.by the way does credit go by the house you live in or is it your name
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credit limit...
hi just wondering, if you have say a 5000 limit, then apply for a new card, does that automatically give you a similar limit or quite close, or does it start you with the minimum>> also for rate tarts who trasnfer their balance but then close their old card (maybe due to boost their rating) does this affect the limit for…
