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Has Chip & PIN Failed to Foil Fraudsters?
From todays Guardian: It was supposed to bring an end to unauthorised card transactions, but two years on is chip-and-pin just as fallible as its predecessor? Liability shift: This is a big week for Alain Job. The 40-year-old football coach is bringing his case against the Halifax bank to court. He says that fraudsters…
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Amex 5% cashback Platinum Card
Hi Everyone, I have received my american express platinum card with the 5% for the first three months but my credit limit is only £700 which is shocking seing as my amex blue card is £3000 but I guessed they are not silly because the lower the credit limit the less cashback they will have to pay out. So I was thinking can…
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0% Credit Card Transfer option
Hello, my dh has a credit card that is currently at £4,900 but it's with Barclays and it is at 24.9% apr. I think if we had a 0% credit card we could pay it of this year, the problem is, however, that dh has payed the card late a few times in the past (disorganised) - will that affect him getting a 0% card? thanks for any…
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Use Investments to Pay off Credit Cards?
I have debts of about £20,000 on Credit Cards. I am 57 and I am self-employed, earning around £30,000 a year. I have about £100,000 invested in stocks & shares. Is it wise to sell £20,000s worth of S&S to pay off the CCs? My wife is totally against it as she says the investment is our "pension" as I do not have a private…
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refund for training fees paid on credit?
hi, i paid over £2,000 to a company on my tesco credit card. the deal was i obtain a diploma, they employ me for a year then i get my training fees back. i got my diploma, but then the company i paid went bankrupt before they employed me. i now have a diploma, but as the company i wanted to work for has gone bust i want a…
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MS special Capital One card
Hey basically I'm looking to make a £300 purchase as soon as possible and to take the strain off of my bank account I was thinking about using a 0% on purchases card. I can easily pay that off now but letting it go and paying it off over 6 months will be easier. I have never used CCs like this before only a Capital One…
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Credit card issue - whose to blame?
I'm having a few problems with Barclays and am hoping someone can give me some advice. I don't use my credit card very often and when I do I pay it off so the account it at zero before I have to pay any interest. In July I used my credit card to hire a car in France without any problems, and I paid this off in full so the…
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Claiming on closed accounts.
Card tart. Can I claim charges on closed credit card accounts going back max 6 years?
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credit card which one?
I have £899 overdraft and £300 credit card to transfer. I want to clear those debts on my smile account. Which card should I have, I also might need it to manage over jan.:p
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Visa electron credit card
I wish to have a Visa Electron credit card to be able to buy my holiday flights on BMI without having to bay the charge. Does anyone know any information about them and who I appy to? thanks
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Citi card offer pre-approved
Hi I have done a bit of stoozing in the past and currently have a Virgin card with £14000 stoozed for which I will need a new card to transfer the debt. Today I received an offer from Citi which states on the envelope that I am pre-approved, I realise this may mean nothing and just be an advertising method to hook me, but…
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Marks and Spencer Card
Having looked closely at my account (£7,500 and full) I noticed that the interest they are charging me is over £119 per month. I would like negotiate with them stopping that interest - does anybody know who I contact I am loosing the will talking to someone in India who doesn't understand me etc.. anyone know how I go…
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Do you get charged interest on BT fees?
Hi all, I pretty much a constant lurker on this site but I've popped up for air and a brief question!! I am a year into my first credit card, coming up to the end of it's interest free period, and looking to transfer the balance to a new card. I currently have a Mint card am thinking of transferring the balance to the…
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LloydsTSB Platinum Credit card
Hi all Just a quickie re LloydsTSB Platinum CC. I had this card and got into debt of £8500. I was on a payment plan of £100 per month interest free and cut up the card, which helped considerably to reduce total to £6500. 6months ago LloydsTSB said that I no longer was allowed interested free on this account but I couldn't…
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Help!!!!!
i am trying to obtain a new credit card @ 0% ihave an &more card at the moment and owe £4,000 on it-i keep being refused as my credit isn't hot coz i had a mobile phone account for my son and he hasn't been paying the bill!!! i only earn £9,000 per year as a second income to my husbands. anyone help??
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Virgin Credit Card?
Hi All, Can anyone tell me if Virgin is linked to any other credit card provider?
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LloydsTSB Airmiles Duo Card - not 100% free flights
Just had a look at the "free flights loophole" as mentioned in the email, as I'm off to Dublin in November for a friends wedding, and spotted the following in the T&C's: The cheapest I could find was £86 for one night, which while cheaper than the BA flights (it's around half the price) it's not quite fully free (as we…
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Credit card advice for New Traveller.
Hi there im going to Australia in April and im wondering if anyone could advise me on a good credit card to apply for that would suit my needs. I will only be using it to purchase further tickets and bookings i may need in Oz. It will not be max'd out or used evey day. This will be my first credit card.
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Best pre paid card?
hi, theres lots of prepaid cards on the market. which is the cheapest and well known reliable brand card out there? cheers,
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Payment
Hi I had my wallet stolen whilst overseas. I had planned on using my Nationwide Cashcash to withdraw funds and obtain an excellent rate yet instead had to borrow Euros from friends with me. I plan on using XE's forigern exchange service to send funds, in New Zealand dollars, by draft back to them. Is it fair to calculate…
