which are the easiest credit cards to get

knottbay

[FONT=&quot]I have about 50000 of credit card debts which I am continually rescheduling with different companies and have been doing for about 2 years now always keeping under the 6% introductory transfer fee plus interest rate barrier. My credit rating is very good even though I have this debt. But every 6 months or so I need to get a new one to help with spreading it around. I have found that certain cards are easy to get, such as Virgin, Egg, MBNA. Others are not, like Barclaycard. In the current climate, I understand it will be more difficult to get new credit cards. Today I have applied to HSBC and been turned down. Now I dont want to get loads of credit searches on my credit report, so can anyone give me advise as to which are the best to apply to at the moment. I already have RBS, Sainsburys, Goldfish, Nationwide, Marks and Spencers.[/FONT]

MissEyre

Thats a lot to have on cards-how much are you actually reducing the debt by? Realise that that's not an answer to your question, but my experience with credit cards has been that the ones which are easiest to get tend to have low credit limits and high interest rates, which wouldb't be much help to you.

Have you had a look on the Debt Free Wanabee board to see how you might be able to start getting this cleared, instead of transferring it constantly? A lot of people have found the credit crunch is making lenders more wary of issuing cards.