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Grr - credit card fraud
Grr...so today (in Singapore) someone pinched my wallet while I was having lunch and proceeded to go on a shopping spree with my cards... :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: The damage: 3,000 pounds on my…
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Online fraud, why pay for protection?
Am I right in assuming that credit card companies have to refund money taken via fraudulent transactions over the internet and doesn't this make their card protection schemes whee you have to pay a premium each year completely worthless? I ask because I was recnetly a victim of online fraud, noticing £130 had gone out of…
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Skycard interest rate increased to 21.9% (purchases)
I've had a Skycard for a few months and received a letter saying that they are increasing the interest rate to 21.9% on purchases. Is this happening to all Skycard holders or is it just certain customers (ie risk-based pricing)? The conduct of my account and other Barclays products has been faultless.
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Most Important video on money you will ever see.
The following is part 3 of a movie called zeitgeist. It explains how the credit system works and lots of stuff about money that the general public know little or nothing about. Though it focuses on the federal reserve the same principles adhere to to the Bank of England.…
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Nationwide payment error on e banking site
Hi All Took out an abbey mastercard and balance transferred at 0%. Set up a direct debit mandate to pay min monthly from my Nationwide Flexaccount. (waiting for direct debit to kick in). Fine so far... Set up a 1 off minimum payment for November to Abbey using the Nationwide e banking system....chose payment to Abbey…
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Actual credit card operators
Hi there, its transfer time for me. Having used a number of different cards over the last few years I'm technically prevented from going back to many operators for a while. It would be really useful in my search if I had a list of the actual banks or building societies behind each branded card. Has anyone got an up to date…
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PostOffice Credit card
Hello I just applied the post office credit card and end of my application message come up that we can not give your decision online and we will write you within 5 days whether you have been accepted or not. So should i consider that my aplication is being rejected ? Has anyone got this message when applied this card…
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tesco clubcard credit card
does any body have this card? if so whats the return on clubcard points if you dont use it at tesco?
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American Express not accepted in Asda anymore?
Whilst shopping this morning Asda's wouldn't accept my wife's Amex card, saying they no longer take it. It was fine a couple of days ago. As this happened to anyone else?
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Advice needed re court threat
Hi, I'd be grateful for some advice please. I naively opened a Topshop store account a couple of years ago, and spent £36 on it. Since then, I have made no further purchases, but GE Capital, who run the card tell me I now owe them over £450. I have had numerous telephone calls from a debt collection agency, so, following…
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Paid CCard off in full but still ended up owing interest??
Hope I am posting this in the right place...... I had a Virgin CCard with an outstanding balance - my November statment arrived & I paid the full amount on 29th November (payment due 5th Dec) - however I recieved another statment today with a balance of £28.65 INTEREST!!!!:mad: I rang MBNA immediately to be told that as…
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GE Money card
Anyone else having problems? Got the final bill in November marked payby 12/12/2007. Paid online through my bank on 5/12/2007. Checked and the money has defo gone from my account. Spoke to the helpdesk and explained. She said she would freeze my account and I wouldn't be able to use it, but that would also freeze the…
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Credit Cards and Quidco - Maximising Cashback
Goldfish are offering £41 for each successful credit card application via quidco. American Express 5% cashback card - as recommended by Martin, are offering £10 via quidco for each successful application. There are others out there offering around £20 including the Post Office CC Maybe we could make this a sticky for those…
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Credit Rating and Credit Card Question
I have balances on my Barclaycard and my Virgin card all at 0%. I have just moved into my flat and changed my banking address. Both cards promotional rate end on December/January 2007. My remortgage comes up around that time too. I intend to make overpayments to both but put the overpayment money into an ISA at the moment…
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natwest visa card payment protection claim
I have just telephoned Natwest to cancel payment protection, which I didn't realise I still had. She asked why and I told her I could not work as I am a full time carer. She then told me I could have claimed on the day I became a carer. I cannot find the terms and conditions and am wondering if anyone else has had any…
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anyone got the Barclaycard...and what cash limits did you
get? according to martin's website it seems better than the virgin card and you also have to go online to apply for this. I think at the moment the £2600 i can release through the abbey MBNA card i have might be a good starting point but i would really need a bit more than this at the moment. 1) Should i first apply for…
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A warning about MBNA (Virgin Credit Card) !
Hey great site. It was here that I found out that I am a "Stoozer". My story: I applied for a Virgin credit card in November and duly filled in ALL the forms required including direct debit details. My plan was to stooze a bill of £3500 which I was going to incur anyway. This would then allow me to keep that amount in my…
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Banks Refuse Valid Bank Fraud Claims - WHICH?
Some banks are ducking out of paying legitimate card fraud claims by ignoring guidance in their code of practice, Which? can reveal. Financial Ombudsman Service spokesman David Cresswell said: ‘We’ve seen 2,700 card disputes this year, 29 per cent up on the previous 12 months. It’s a growing problem. Story click here.…
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Beware problems with Abbey (Santander) statements.
I have been worried for some time re Santander's new cc operation, it seems there is a sales office in Bradford dishing out cards like confetti and the working end in Liverpool? struggling to keep up! Their Mainframe is very much up to speed once a card is activated though. IF YOU HAVE JUST HAD AN ABBEY CARD MAKE SURE YOUR…
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Cash advance then credit transfer
Hi! If you get a cash advance on a credit card you will usually get charged a small percentage, but can you then transfer that balance to a 0% card? Or does it depenmd upon each card? Cheers Smiler
