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tesco clubcard credit card

does any body have this card? if so whats the return on clubcard points if you dont use it at tesco?
Car Paid in full - 10/06/2016 :j

Comments

  • shazrobo
    shazrobo Posts: 3,313 Forumite
    i have one of these cards and i use my points on clubcard deals, they are worth 4 times as much this way
    enjoy life, we only get one chance at it:)
  • System
    System Posts: 178,429 Community Admin
    10,000 Posts Photogenic Name Dropper
    From their website:

    ....every time you spend £4 on your Clubcard Credit Card, no matter where else, we'll give you 1 Clubcard Point.

    1 point = 1p if used in store
    1 point = 4p if used as Clubcard Deals

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • saxmund
    saxmund Posts: 197 Forumite
    It's not very good - I think if you use it at Tesco you get 5 clubcard points for every £4, but the effective rate is still only 0.25%. In contrast, my John Lewis Partnership card gives me 1% for expenditure in John Lewis or Waitrose, and 0.5% for expenditure elswhere, and Amex Blue gives me 0.5% up to £3,500 and 1% on everything over (and as I can use it for my season ticket and car maintenance bills, I go over that every year quite easily).
  • System
    System Posts: 178,429 Community Admin
    10,000 Posts Photogenic Name Dropper
    I think the older purple & finest cards have a higher rate of points per £, with the finest the higher of the two.
    From their website:

    ....every time you spend £4 on your Clubcard Credit Card, no matter where else, we'll give you 1 Clubcard Point.

    1 point = 1p if used in store
    1 point = 4p if used as Clubcard Deals

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Zebedee69
    Zebedee69 Posts: 1,034 Forumite
    Depends is your an avid Clubcard collector. If your not and you dont shop at Tesco I wouldnt bother.........Anyway its cheaper in ASDA and to buy a few bits at Lidl.
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