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Credit Card Payment Advice - Interest Freeze?
Deleted 23/08/07
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egg.com down?
Haven't been able to get on it at all from home, or work either... Anyone else having difficulties?
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Credit card APR increase
Hi I have 2 credit cards one at 14% and the other has increased the APR to 29.9%!!! I really want to get my debt sorted out and wanted to know if getting a loan to pay the credit cards off would be a better option long term? Thanks Winnie :confused:
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Capital One Free Travel Insurance
Has anyone got any benefit from this-it sounds good but then if you have to pay the bulk of the holiday with a CC you get charged 11/2 % extra. is this correct. PS sorry if this has already been covered, ive tried to look back into old posts, but no joy.
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A little persistence pays off...(interest rates)
Hey, first time poster, long time reader. In an effort to reduce the amount I'm paying on the one card I have debt with, I phoned Barclaycard to reduce my interest rates. I got through to their call centre, just to be told that they never reduce rates. (Which, as MSE has taught us, is not the case) Annoyed, I wrote a quick…
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Merchants passing CC fees back to the purchaser????
Has anybody else experienced a merchant charging the vendor (me) an additional 3% for fees that the CC companies charge merchants for processing their money? I've just booked a holiday and was charged 3% extra if I wanted to pay by card, this was the travel agent has no fees to pay the cc company. I thought those charges…
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Natwest 3% cashback on all purchases for 3 months
I received a letter from Natwest yesterday with an offer to receive cashback on all purchases on my Natwest Credit Card between 1 August to 31 October by calling the freephone number or returning the registration slip. Has anyone received this offer and are there any drawbacks?
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New credit card application [bal trsfr] & bank A/c, same bank, 1 or 2 cr searches?
TOPICS: 2 credit searches for one company but 2 products? Reclaiming credit card charges Graduate A/Cs Missed payments on cr cards and Loan Credit reports I think the best offer now for me would be to kill 2 birds with 1 stone. Get better bank a/c and lower APR credit card with same bank, Alliance and Leicester on basis…
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Halifax and Sainsbury's - the same difference?
I recently applied for a Halifax credit card - 0% on purchases for 12 months and received a credit limit of £3,200. As I need a credit limit of £4,500, I gave Halifax a call asking if they could increase the limit but they said "no can do" for at least 6 months. So, I decided to get the rest from Sainsbury's online as they…
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Can I raise £20K at 0% with a credit card?
I need to raise £20K for an extension. Somebody has suggested to me that credit cards could be the best way to do this as I could tart at 0% moving from card to card. I have been to see a mortgage adviser today and I'd end up paying £17K interest over 22 years!!!!!:eek: As far as I'm aware, I have a perfectly good credit…
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Which Card
Hi all, i want a credit card with just £200 limit, i will be paying my monthly bill in full, does anyone know which company will let my have a £200 limit. thanks Ray.
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Charged late fees for paying early.
I stupidly didn’t look at the T&C on my Goldfish card. I bought something for a couple of thousand in February, and instantly made a payment for £200 to cover the first payment. I then setup a standing order to come out on the 10th of each month to pay a further £200 off the balance. Yesterday I received a statement…
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Vanquis.co.uk - Is there a problem ??
My son has been trying for some days to access the Vanquis site to apply for a card, where he wants to try improve his credit history. But he cannot access Vanquis.co.uk, as the site cannot be found. This applies whether he has his firewall on or off. Is there a problem with this site or is the address incorrect. thxs
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capital1-do u think this is legal?
Was just about to sign my dredit agreement with cap.1 when I noticed there was a box showing total charge for credit £123. Now as I haven't even got the card yet couldn't work this one out. BUT looks like they have done an of unrequested balance transfer my husband's debt accrued on his totally separate card. Now although…
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Old Credit Card Debt
Back in 1991 my hubby had a visa card he had a problem with a holiday company taking 2 payments for a hoilday. A dispute ensued with visa who say the amount had to be paid, he refused to pay it and following a battle changed credit card company. For a number of years and alot of correspondance from both my OH and Visa the…
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Experian credit report
After being rejected by Capital One for their cashback card I went ahead and ordered a report from Experian. They say that I do not appear on the electoral role, which is rubbish as I always get my voting card. The only thing I can think of is that my address on the electoral role gives house name and street name but no…
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Unwanted Card Protection with Natwest
Hi Recently i have recieved a credit card statement with a £29 card protection cost (which is unwanted and unrequested). After calling the card protection line i was informed that i can cancel the card protection but will get no refund. Is this correct!? As it seems ludicrous. :mad: Thanks Paul
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Need urgent BANK HELP VERY VERY VERY IMPORTANT
okay i dont know what to do i just got my bank card thru post this morning and it says the balance of my account is £40.000 i didnt know what to do when i checked my balance online this morning, i went to the atm machine and checked it there to make sure there was no mistake. and there wasnt there was 40,000 there too...…
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Do outstanding credit card bills have to be paid upon death?
My husband is an executor to his late friend's will. His friend was obviously struggling financially just before he passed away unexpectedly, because he had been using his credit cards to fund his daily living. As he had no dependents (wife or children), he didn't have an Insurance policy to cover his mortgage and so the…
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Goldfish/Liverpool Victoria
Well it seems that Goldfish, having taken over the Liverpool Victoria credit card operation, are hell-bent on removing all the benefits it had. Specifically - all overseas transactions to be charged at 3%, increases in some other charges and abolition of the rewards programme. They are introducing Goldfish points - but…
