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tangled CC problem needs sorting
I'm after a bit of advice. I agreed to help a friend (well, my ex but we've stayed friends) to BT his outstanding £10,500 Bank of Scotland balance. I found him 2 cards (nat west gold and barclaycard) to transfer the balance to. All sorted and no problem there. DD's set up and I've warned him to make the first payments…
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Upgrade Vanquis Credit card
Has anyone who hold the Vanqius Abacus card been offered for upgrade to their Gold card? How long do your have to be with them to eligible for their Gold Card. Cheers
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Cash Advance
A week ago I took out a cash advance on my credit card over the counter. I had to show ID and sign a slip. Anyway there is still nothing showing on my online CC statement. Usually it would appear straight away. How come ? Should I just keep mum. Will they come back to me in six months and demand the amount and interest on…
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WATCH OUT Morgan Stanley / Goldfish WATCH OUT
:mad: Mother-in-law has warned me :j and asked me to pass it on to this site. MS/Goldfish have charged her interest last month 22p and this month 23p for a cash advance she has not received. It seems that they are charging daily interest on the £20 annual fee which they apply to the account, as if it is a cash withdrawal.…
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Is Credit Rating worth an extra 1% on BT fee?
Hi Barclaycard have offered me (as a "valued customer"), a 0% Balance Transfer until August 2008 for a 3% fee. And need to take it up by September. One thing that BC has an advantage for, is that I also requested a credit limit increase, and they've raised it from £3750 to £5000. (all my other cards that I've got recently…
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overseas internet transaction
I recently purchased an item for less than £100 over the internet from an online pharmacy the item has arrived but it is a cheaper brand than that which I ordered. The cost was less than £100 I am not receiving any reply to my emails and there is not phone number....what are my rights re the chances of getting my money…
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Morgan Stanley/Goldfish Fly and Buy
Has anyone else applied for this card online and if so did you have to wait for a credit agreement to sign and send back? I'm sure when I applied it said nothing to sign but when I phoned to find out how long it takes to find out if I've been accepted she said 10 days and then I would need to send back a signed agreement.…
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First Direct Credit Cards
Does anyone know when First Direct will consider upgrading your card to the gold one or just increasing the limit? Would it be after like 3 or 6 months?
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Need a credit card, don't really want one :P
Hi guys, I'm at the stage now where I'm considering getting a mortgage, but my credit rating will be awful since I've never borrowed money and never had a credit card. Most of my spending is done through a mixture of online casinos, online shopping and general shopping/petrol if that's any use. My main worry with credit…
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Crb Checks Help
i know im in the wrong section but i really need some help. i have an interview this week and must speak on this subject for 10 minutes: “The CRB check provides the LTA with vital information about those applying for positions or endorsements within tennis. How would you be supportive to a customer going through this…
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Student Loan CCJ
Hi folks, I'm just after a few opinions Yesterday I had a CCJ for an unpaid student loan drop off my Equifax credit report. It was never reported on my Experian one. Obviously this is a good thing for my report. I've still not paid all of it off but I am keeping up with the monthly payments as agreed with them. I remember…
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3V card
Not really able to get a card so am looking around for an alternative. I have heard about 3V virtual visa numbers, but not really to keen on spending £3.50 each time i top up. What are the alternatives.
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super
its super money saving time its a loop hole http://www.gameworlduk.co.uk/offer.html
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TopShop Staff Account, Advice?
Hi guys, This may seem like an odd question, but any advice is appreciated. I've just recently got a trainee management position at Topshop, and unlike any other company I've heard of, in order to receive your Staff discount you are required to take out a Staff Account card run by GE Capital. You have to fill in the credit…
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Capital One Platinum Cashback
is there a annual fee with this card been on site can not see it
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0% Interest - Free Gifts
Is there a a site where you can compare the best 0% credit cards that have freebies when you take the credit card? I am basically looking for at least 6 months 0% but was wondering if there are any good offers on free gifts when you sign up? Thanks
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info on credit cards wot to do???
my shell card has been replaced with a new citi card i do not want to activate it due to they do not give shell points now do i just cut and burn card with no avtivation . i am paying balance off monday i also have i card i have never used this has been activated but it is due to run out and also want a better card that…
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Barclay Card Quietly Reduce Minimum Payment
Hi, I got a Barclaycard a couple of years ago for the purpose of transferring a balance to it fixed at 6.9% for the life of the balance. All of this time I have been paying off the minimum repayment every month, while concentrating on reducing more expensive debts. Recently Barclaycard told me that they were reducing my…
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Credit card cancelling
I've had a look on the forum but didn't see anything that answered my question really. I wondered if anyone could please let me know if cancelling cards (especially a large number at the same time) will affect my mum's credit rating? I think she has a very good credit rating because she's profitable and hence has many…
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Balance transfer card with a capped rate fee
Can anyone recommend a balance transfer card with a capped bt fee? I have to buy my season ticket which is just under £4,000.00. I want to pay for it on my capital one cashback card and then transfer it to a 0% card. I know I will have to pay a bt fee but I was hoping to find a capped one as there were a few around a few…