First Direct Credit Cards

lynxptc

Does anyone know when First Direct will consider upgrading your card to the gold one or just increasing the limit? Would it be after like 3 or 6 months?

CopperPlate_2

AFAIK there is a minimum earnings limit on the gold card - or there used to be. I thought it was £20k, but perhaps that's changed. Not sure if they'll consider upgrading from classic to gold without it. Anyone else better positioned to know?

CopperPlate_2

As far as the credit limit is concerned, it's normally after 6 months or so they say. Any time I've asked for credit increases soon after opening an account the provider has usually said - we'll give you a small one, or no, come back after 6 months and we'll see how you've run your account. You could always phone them and ask. Knowing fd they'll be only too happy to tell you.