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improving credit score(not the usual questions)
HI all, I have never been able to get a credit card and have had the same bank account for over 13yrs. I have never been in a household in my adult life for longer than 2yrs, so a stable background i do not come from. Me and the fiancee were talkin the other day and came across a question noone we know knows the aswer to.…
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Can customers be charged for using their credit card ie 1% extra
My dentist has just told me that I have to pay 1% on top of his charges for the privilege of paying by credit card. Is this legal? Suzex
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egg money balance transfers-stoozing
after reading the article about stoozing, i decided to get myself an egg money card to transfer money from a 0% credit card to get me out of a costly over draft. however, the money is now stuck in my egg money account and i cant work out how to transfer it out of there into my current account. can anybody help??
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Money needed quickly - whats best way?
Hi, I need a short term loan and wondered if anyone has any advice. I need it for about four weeks only. I am cashing in an endowment policy which will give me 9 grand in four weeks time, but I want to borrow 5 grand until it comes through. I have asked the bank for a bigger overdraft but they won't do it. I am currently…
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A&L Mastercard charges after 0% period
I hope somebody can explain or share similar experiences. I have A&L Mastercard and since February was on 0% purchases as "Valued" customer. So last month paid balance in full + they took usual DD monthly payment. Got statement today with £22.39 added for Interest charges. Called to ask why and was told that you have to…
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Capital One Statement
I'm on the classic card with no interest free period, purely to build up my credit rating. I'm wondering when do they start charging interest though, they mentioned when I activated the card the minimum payment would have to be made on the 28th of each month, yet it doesn't say anywhere when they send out my statement?
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Barclays asking court to 'stay' my credit card charges claim
I am at a stage in my claim for credit card charges that Barclaycard have put an acknowledgement and defence in against my claim Barclays have just sent a letter saying because of the test case they are asking the court to 'stay' my credit card charges claim I thought this bank charges test case had nothing to do with…
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0% Credit Card Required in 2 weeks?
I need a 0% (6 months) credit card for when I go on holiday to USA on 2 September (just for emergencies really). Is there any chance I could receive one in time? Trish
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egg card or egg money?
Should I apply for a egg money card or an egg card? With egg card I can also get £35 cashback from the quidco
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Santander/Abbey Credit Card mistakes on statement
Hi, I wonder if anyone else is having this problem. I took out an Abbey credit card a while back and all has been well. it was a 0% balance transfer. However, I started receiving letters telling me that the card was going to be taken over by Santander bank,,, thats fine too, it told me that as i was paying by direct debit,…
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Tesco Mastercard mess.
I have had my Tesco Mastercard about a month. My statement was due 3 weeks ago and I have not received it. I have phoned Tesco 3 times, once a week. They say they are having a problem, and lots of people are in the same boat. I should have paid it on August the 17th, and notice that they have put a late payment on me…
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halifax one card
has anyone applied for a halifax one card ....how long does it normally take for card to be sent out?
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nat west cc
hi, i am experiencing real financial hardship at the moment because my wages have dropped quite considerably,and have written to all my creditors offering £27.00 per month and all but one (natwest) have refused to A accept any payment(unless it is what they stat they need £57.00) B refuse to halt the interest. i was slow…
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Credit card declined
Hi I applied for a credit card with Nationwide and it was decline.I checked with experian who they use and the only -ve thing on my report is one late payment which is in the process of being removed.Anyone any idea how it could have been declined.I have other credit card but wanted this one as going on hols to States and…
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Paypal Credit Card
Hey guys Not sure whether this has been noted. Paypal has a new credit card which offers 3% on purchases via paypal and 0.5% on all other purchases. While the 3% is only on Paypal purchases its still a pretty good card since the offer is permanent. Used in conjunction with something like Quidco then your ebay purchase…
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Barclaycard slashing limits again.
Just wondered if anyone else has had their limit reduced recently. Received my statement on Thursday, and they have reduced my limit again to £260. This was originally £400, then £350. At the time of the last reduction they withdrew the cash advance facility. Not that this really bothered me, as I do not use it, but it…
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Super balance transfers
I need to pay off a flexi-loan account with Cahoot which are charging me 15.9%, so it seems that getting a credit card with a 0% interest introductory period is the way to go. I have 2k that needs to be paid off. My question is; which cards will allow me to do a 'super balance transfer' of 2k into my Cahoot current account…
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sony credit card
Can anyone point me to the link that was posted on mse which showed that there was 11.000 points available when you applied for the credit card and made a purchase, there was a thread for it some weeks ago but I cant seem to find it Cheers Steve
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whats the best cashback credit card for me?
I'm earning less than 10,000 a year. Does anyone recommend one I could apply now. thanks
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lloyds tsb credit card low use
does anyone know what is classed as low credit card use for lloyds tsb? i have a gold mastercard with them and am unsure what the 'useage' is and i dont fancy having to pay a £35 charge. :confused:
