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Natwest have offered extra 3months 0% offered, Aug-Oct, can they move to Sept - Nov?
I got a letter yesterday offering me an extra 3 months 0% on my CC, from Aug - 31st Oct. The letter was dated July but I didn't recieve til now, I'm guessing because of postal strikes. To take up the offer I have to ring them & it'll be set up after 3 days. so I only get 25th Aug - 31st Oct, is it worth it? I no longer use…
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advertised APR rate and credit history
Out of curiousity about the following situation: I understand that people will go for the Barclaycard Initial, Aqua, Abacus, Capital One credit cards for example when they have a poor/low, reparing credit history, and no credit history. I was wondering if you guys tried applying for 'traditional' credit cards (i.e. the…
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Post Office v's nationwide credit card
Hi Applied for Nationwide card last week and was declined, so applied for post office card tonight and was accepted, why is this? Also Pst office do not charge you for using their card abroad.Is this right
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Advice on CapitalOne Cashback card...
hi all I'm currently considering applying for this card as i need to use a credit card for online purchases etc and will pay it off each and every month, so the cahsback card seems good, along with the free travel insurance. looking at the site you need an 'excellent' credit history and an existing card with over over…
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Lying about your employment details?
Im interesting in getting into stoozing, and looking to apply for a few credit cards to do that. Thing is im currently unemployed, and of course credit companies don't really like handing credit to people who are unemployed at the time of applying. I was thinking if lying about my income and employment details, would…
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Can I lie about my income?
I'm currently unemployed, and the credit card company (egg money) I applied for wont accept me because my income is too low. I really need a credit card because I need it to invest in my online business I'm setting up. Although I'm unemployed I do have enough savings in my account to start the investment. I was considering…
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Petition to cap APR
I've started a petition to cap APR on credit cards & balance transfers at a realistic & afordable level. If you want to support it please go to petitions.pm.gov.uk/FairRateCards/ Thank You.
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Credit card claiming
Probably being a bit dim. But Ive recently claimed a refund of charges from my bank which is still ongoing but I believe I can claim similar from my credit card co. Ive looked everywhere but cant find the details of what to do and what I can claim. Can anybody tell me where to look? Thanks.
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Hsbc New Agreement Rules
Can Anybody help I have a HSBC credit card well i say i have one i cut it up a about a year ago and i am paying off more than the minuim payment every month.But the HSBC are changeing the Agreement rules. Can anybody help with some way of getting out of this if thay charge me for not useing the card.
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reclaiming credit card charges
hi i would like to claim back back my credit card charges. i am in the process of claiming the bank charges. do i use the same letters as i would as if it is a bank account or are the letters different
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some advice needed please
I have never had a credit card before ,my main use would be to pay for things on the internet flights, etc mainly for security reasons. I would not use any overdraught facillity and if possible just set up a direct debit from my bank anyone working along same lines advise any card to sign up for
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Advice On Virgin/MBNA Late Payment Notifications
Hi, I have been a long term lurker around here but my frustration today means I am looking for advice. I had about £2700 on a Virgin Card that was interest Free until April '07. I have also been clean on this card paying of £100-£150 a month before that. At the end of March I applied for another card and transfered the…
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M&S &More card
Some time ago when M&S brought out there &More card I was given one without their asking if I wanted it or not. I did have one of their Chargecards previously. The credit limit they gave was quite a lot and I soon maxed out and got into debt over the repayments which are now being recovered by a collection agency. Do I…
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Applying for two credit cards?
Am going to apply for a Halifax one card to take advantage of the 12 months intrest free but it has been brought to my attension that through quidco I could earn £35 applying for a egg card. Would anything happen with regards to credit score if I apply for both? Or could I be turned down for one because of the other?
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Acts - Please Read and Please Help
Hey MoneySaving Gang, A little bit of a weird request here but hey here it goes.. My OH is very and I mean VERY into moneysaving and is always on here or CAG, finding out the newest ways to save money. Where can I find the latest credit Acts to print out for him? As I think he would really appreciate it if I went to all…
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credit card balance move
What would you recommend here? I have 2500 OD I need to move. Limit of 10200 on balance transfer Capital one card at 0% until Jan 2008. Also Have expired offers on Mint card so i need to move that balance either to a new card or onto the Capital One. There is room to move either the mint or the OD onto the Capital One but…
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credit card balance move
What would you recommend here? I have 2500 OD I need to move. Limit of 10200 on balance transfer Capital one card at 0% until Jan 2008. Also Have expired offers on Mint card so i need to move that balance either to a new card or onto the Capital One. There is room to move either the mint or the OD onto the Capital One but…
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Instant Credit Card payments? - avoiding late fees
Recently, and this has happened to me a few times I'm embarrassed to say, I came back from some time away and realised that I was due to make a credit card payment. In fact, the payment is due to "arrive in my account" on the day. Now, I've called the number on my credit card statement asking them if there is any way I can…
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Credit reduced after BT ...not happy
recently transfered half a cards balance of 3000 to a 0% card...thought it was a good thing to do.. now the original card lenders have reduced the credit by 3000 when we were about to use this to transfer other cards to this. We have called them and they have informed us that they were instructed by experian to do…
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Please help, need 0% interest free card for as long as poss.
Hello our interest free card has run out and husband will not find the time to apply for a new one. I have never done this before, and object to paying interest just because he is too lazy. Please can someone put me in the directio of a good card, present one is with capital one. many many thanks
