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best card for me?
Hi guys, iam thinking of buying a playstation 3 ( £500) but i dont want to use my ISA or savings to get it.... i wanna 0% card to pay it off each month. i also need a card for a holiday i will be paying for in aug/sept ( £1000) so, which card would suit me? is there any 0% for 12 month on new purchases at the moment, coz i…
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CREDIT CARD limit downed for no reason???
Hi This week i got a letter from barclays credit card saying my limit has been put down from £3500 to £260 now i havent used the card for over 2 +years and have always payed all my credit cards on time i rang them up and said a credit card with 260 on it is no use having so i cancelled my account with them,The very next…
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Which to pay?
Hi all, I'm after a quick bit of advice regarding my credit cards. I have an Egg card with a balance of apx £1600 and an interest rate of 7.9% which I am currently paying off at £40 a month. I also have an IF credit card with a balance of £800 and an interest rate of 4.9% which I am currently paying off at the minimum…
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Minimum SINGLE transaction credit card spend in the shops?
Can someone please let me know the minimum single transaction credit card spend in the shops - I'm thinking the usual: supermarkets, pharmacies, clothes stores , etc. Ta, G
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Balance Transfer Fee
Do you pay a fee for each balance you transfer?
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bank charging me for fraud against me!?!
Last week I discovered fraudulent transactions on my debit card. I was abroad at the time and amanged to stop the card 2 days after the first transaction. Since then several other transactions have hit my account including one for £300 which has finally put me overdrawn. Barclays have told me that they will set up an…
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MBNA - Oh! Oh!
I posted last week as I tried to switch my available credit on my existing MBNA card to another MBNA card which I had just applied for (Virgin) to take advantage of the 0% for 13 months offer. However, I was turned down for this card as they said my limit on my existing card was sufficient (being £9,000). I have today…
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Vanquis Credit Card
I applied for one of these Vanquis Credit Cards despite the extortionate interest rates as I am trying to rebuild my credit rating. They initially gave me a credit limit of £250, which was fine, I spend a little and clear the balance in full everymonth. Well, I have learnt today that after only 3 months they have increased…
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Natwest Credit Cards
Hi All. Right I have my current account with natwest, and a loan which i have just paid off £2000 from it which is brilliant. I also have a credit card with Tesco which I am now paying intrest on and I would like to balance transfer my balance from Tesco, and I think it would be good to keep it all with natwest. Only thing…
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Legal time to post a charge to a credit card
Does anyone know if a company has a legal requirement to charge your credit card for something purchased within a specific timeframe? If you purchase something from a company and they "forget" to charge you, are they legally allowed to charge your card for that purchase, a year after you bought it?
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Credit Card Charges
I have just received my statement from M&S and, as I pay off my bill every month by direct debit, I was surprised to see an item "Gambling Transactiion Fee" and also interest was charged. Every week I enter my football pools with my card and also I put money into a lottery account periodically. M&S tell me that whenever…
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Overseas Credit Card Debt
Greetings Ive recently moved to the UK permanently from the Land of Oz. I did leave behind in my dash for the lifestlye of London a couple of Credit Cards with a bit of debt on them. I make the usual monthly repayments via bank transfers (stupid I know) as a. Im only paying interest and b.its costing me 10 quid a month on…
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Payments on CLOSED card accounts
In May 06 I closed my credit card account, cleared all debt. In Dec 06 the company made a payment for an annual card payment that I had not personally contacted to cancel. How can the bank legally issue a payment on my behalf when I had closed the account and thus ended any agreement to their terms and conditions from that…
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Halifax cold calling
Halifax called yesterday.....What accounts do you have with us ?......What's your credit limit ?......Year of birth etc etc.... I refused to enter into the conversation on security grounds, as I always do in these circumstances. It probably was genuine, but I don't like it. Anyone had the same call ? They said they will…
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Reducing EGG APR???
Has anyone tried or had any luck with asking Egg to reduce their APR on a card?? Would like to hear all stories and info before i try Thanks
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How to pay off debt
Help! I was diagnosed with cancer toward the end of last year, and have had months of intensive treatment. This has thrown my finances into a complete mess - I am in hospital a lot, and find it hard to keep track of things, and also am not able to work quite a bit of the time. I have cc debts of about 12k, which I could…
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what would you do?
i have an m&s card and i know it says you can transfer at 3.9 for the life in the first 6 months, well i have 3 months left and have some higher apr cards, would you throw all the money at m&s in the next 2 months then transfer a higher apr card to it? as theres no fee, surly would i be better off? or would the intrest on…
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Overdraft Transfer to Credit Card
Does anyone know if there are any 0% credit cards currently offering the facility to transfer an overdraft to it as well as a debt from another card? Thanks.
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balance transfere question?
filling out an MBNA C.C form, they finally ask the question ...........If you wish to transfer a balance from another Credit Card, ??? is it better to say yes or no??? ?
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Conran Card MBNA stop profit share. Why?
Hi I have just been notified that my Conran CC from MBNA is stopping it's profit share scheme, why? How do I make sure I get my 2006-07 allowance? Where do I go for a new Profit share CC?
