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Quick calculation needed please..
Apologies for springing this on you..but could anyone plase tell me what the minimum payment would be on CC with a 5K balance on 16.9% APR... Cheers
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Barclaycard - charges relcaim?
Excuse my ignorance but I've looked through the rest of the site and am unable to find any refrence to claiming back charges on credit cards. Is this because the credit agreements are different and thus not bound by the same regulations? I am looking at trying to reclaim charges from Barclaycard but am now assuming this…
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Corporate American Express - any advantages in it for me?
I have a corporate Amex card through work and am about to spend rather alot on it over the next few months. Is there anything that I could do to make it more advantageous to me? For example Loyalty points or discounts or something like that? Thanks!
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blame myself for my debt.
i would like to thank myself as well for being so weak. i would visit this site and goto Quick! Grabbit and a couple of other forums on this board, i found money tight but always just about managed my bills, i visited credit cards forum and this is my life turned upside down. brief outline of me: I'm disabled I'm getting…
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Help needed
Hi, A few months ago my credit card was credited with £750 mysteriously. I didn't spend it but recently have dipped into the funds. Today I received a letter stating it was an error by the HSBC and they are now wanting the money back from my credit card company who will take the funds out of my account in 5 days. Can they…
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Card Protection Payments
Does any one know is it easy to cancel card protection insurance? i've just set up and payment agreement with MINT for 6 months but i want to cancel the card payment protection? will they let me do it? :confused:
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Looking to spend £2000 on a 0% on Purchases CC
Let me start by saying im new to this but have read up a bit and think i know how it works im just looking for some confirmation. as the title says im looking to spend ~ £2000 on a new computer in the next couple of months. Im very much a computer enthusiast and it will be a custom built rig for me. And as Martin Lewis…
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Need to free up cash from M&S CC
Received M&S More card recently.:j Limit - £3000 Need to raise £2000 in cash asap without paying high interest rate. How do I do this?:confused:
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Ulster Bank fee free 0% cc
Applied for a 0% fee free credit card last week. I had to phone Belfast branch to get the application form as the "email us and we'll post a form" instruction on their website didn't work. Does anyone have experience of a recent application to them? How long before the card came and the BT was made? The info said it would…
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putting 0% balance transfer on mortgage
Does anyone know if it's possible to use the 0% balance transfer available on a credit card to overpay on my flexible mortgage-obviously at the end of the 0% deal I'd transfer it back out of the mortgage and pay off the card... This is my first post so hope I'm not asking something obvious!!
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Visa Card changes. Be aware!
Just had my RBS Visa statement with enclosed 'Notice of Variation'. Pages of small print with some important changes. Two which you should watch out for as they may be common to all Visa cards: 1 Among all the usual forms of cash transfer which count as 'advances' they are adding the purchase of gift vouchers/cards and any…
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£30 Free Nectar points from Amex
I had an Amex card nearly 2 years ago, think I got £30 worth of Nectar points from them last time they ran this offer. Closed the account down long ago. If I re-apply for the card, would I qualify again for another £30 worth of Nectar points??
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Halifax switched my visa to a MasterCard with higher intrest rate
Last month the Halifax informed me that they were switching my visa one credit card to a MasterCard. I was not given the option was just told they were going to do this. I have now found out that the intrest rate is higher. Can they do this ??? I'm soooo annoyed
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Barclaycard 60 day price match
Hey, Can anyone tell me if Barclaycard still have the facility where if you purchase something on their card but then find it cheaper within 60 days, they will refund the difference themselves?? Thanks.
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Poss credit card - poor credit from 3 yrs ago???
Evening all, No doubt there has been many posts along these lines so I apologise in advance!(I did do a search). I'm currrently in the process of building my credit rating back up and for the last 3 years I've have paid everything on time and even taken cards with Vanquis and Cap1 just to improve. I had a default put on my…
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HELP ; Morgan Stanley / Goldfish
Ok will try and keep this brief but apologies if it appears long winded Have a Goldfish credit card which was used fraudulently back in Sept 2006. Nearly got it all sorted after much messing about just have a small amount of late payment charges to be removed. I have sent several snotty letters to Goldfish due to being…
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Warning about the BA Amex card
I applied for this, paid £125 and was hoping to recieve 3 miles for every £ spent. I recieved 1.5 per £ and 5 months later i am still chasing around 20,000 BA miles, anyone who has this card should check they are recieving their bonus points.. apparently i am not the only person with this problem... (according to Amex!?!)
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making an offer to cc companies
hi everyone great site loads of info this is my first post with credit card companies can you offer them a sum of money which is below what you owe so as to clear and close your account? say your had 4000 pounds owing could you ask them if they would accept 3300 to clear and close account but how would you tell them you…
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Increase in Egg cc interest rate - why?
I am really cross and wondering if anyone can offer any explanation and/or help. I received a letter from Egg today saying that the interest rate on my cc is going to be increased from 16.9% to 21.9%. What have I done to deserve this? Having had my LBM at the end of December, I am now in control of my debts, and in fact…
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Advice Needed - Thinking of Egg Money
Hi all, I'm thinking of setting up an Egg Money account. I don't have any debt I want to transfer or anything like that I just want a VISA credit card to order things on the odd occassion when I can't use my MAESTRO (debit) card. I like the way you can pre-pay money into the account (which is what I would do - I don't buy…
